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san diego insurance agency

Apr 9 2018

Insurance News

Video: California Contractors – 5 Things You Should Know Before You Get Audited

We wouldn't have gone into business if it weren't for California Contractors. We started and built our business around helping these folks cover their bases when it comes to insurance and prepping for audit season. Watch the video and scroll through ...
san diego insurance agency

Feb 28 2018

From The Desk

It’s Time to Understand Business Property Coinsurance and Secure Your Bottom Line!

As business owners, you've heard the term "coinsurance", but if someone asked you to define it, you wouldn't know how to answer. If this sounds like you, click the video link below and watch as Mike Fusco explains coinsurance, ...
san diego insurance agency

Feb 9 2018

FAQs

Bop It! Insurance Policy Bundles For Tech Startups

A business owner’s policy (BOP) can help small business owners to get up and running with the various insurance coverages they need, like property and liability insurance, without having to take out a bunch of separate policies. By having the insurance ...
san diego insurance agency

Jan 30 2018

FAQs

I’m moving out of my parents’ house – what insurance do I need?

By: Melanie McCann, Broker, Fusco & Orsini Insurance Services Wanna know the secret to adulting? It's asking for guidance. In the case of assessing your insurance needs, the team at Fusco & Orsini is happy to help. When you ...
san diego insurance agency

Jan 25 2018

Insurance Tips

Wildfire Preparation – Arm Yourself With Knowledge

14-year-old Sophia Righthouse was praised this week for identifying a structure fire and jumping to action to warn residents. This particular 14-year-old was a Girl Scout and a Young Marines youth service member who had also completed a FEMA certification training…which ...
san diego insurance agency

Dec 20 2017

Faces of FOA

Faces of FO: Meet Luis Cano

Get to know more about Luis Cano, one of our newest account managers. Luis has several years of insurance account management experience under his belt. If you could be a character on any TV show, who would you be, ...
san diego insurance agency

Dec 5 2017

From The Desk

How does my property value affect my homeowner’s insurance?

Great question! We offer a replacement cost guarantee of 25% or 50% on most our homeowners policies, which goes above and beyond the dwelling coverage. We do this to protect our customers in the event of inflation or high ...
san diego insurance agency

Oct 23 2017

From The Desk

How does personal property apply on a homeowner’s policy?

When you purchase homeowners insurance, did you know that you are buying coverage not only to replace the cost of damage to your home, but also damage to personal property within your home? Homeowners insurance can also offer liability ...
san diego insurance agency

Oct 18 2017

From The Desk

Protecting Your Home: Special Insurance Concerns for Homeowners

Most of us purchase homeowner’s or renter's insurance directly from an insurance company or through an agent/broker and don’t really think twice about it as long as it meets the minimum requirements of the lender or the landlord; but there ...
san diego insurance agency

Sep 27 2017

From The Desk

Let’s Talk Homeowners Coverage and Extended Replacement Cost

Actual cash value. Depreciation. Extended Replacement Cost. Are you well versed in the terminology of homeowners’ insurance? If not, read on! Depreciation Depreciation basically means that your home loses value over time because the home ages and some items ...
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