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TB20 – Team Business Welcomes E-Commerce Entrepreneur, Matthew Parvis!

May 4, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Matthew Parvis, Co-Founder, and CEO ...

April 27, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Andrew Bartlow, growth company advisor, ...

April 20, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Jackson Dalton, MPH, CSP, and ...

April 13, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Andrea Yoder Clark, CEO of ...

April 6, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez welcome Brett Putter, a leading expert ...

March 30, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez are joined by Marc DeLeonibus, Co-Founder ...

March 22, 2021 Insurance Terms Made Easy

Business owners have many decisions to make when running their businesses, from inventory management and human resources to insurance and ...

March 2, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Jon Diamond. He started, grew, ...

February 26, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Todd Cooper, the owner and ...

February 22, 2021 FAQs

Homeowners Insurance products have many components. Read on to learn more. How can Comparing Quotes Help Homeowners Save Money on ...

February 11, 2021 Insurance News

Workers’ Compensation has historically been coverage that is highly affected by prior incidents. A workers’ compensation carrier may use a ...

February 2, 2021 Construction, Risk Management

Small business owners in California need to know about the state’s experience rating system for Worker’s Compensation insurance. California is ...

January 12, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Daniel Seong, the Owner and ...

January 5, 2021 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview David Munoz, the Co-Founder and ...

December 29, 2020 Team Business Podcast

In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Michelle Flores-Gonzales, COO & VP ...

December 18, 2020 Team Business Podcast

In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Brad Wise, the Executive ...

December 16, 2020 Risk Management, The Insurance Haus

Calling all business owners, HR professionals, risk managers and compliance professionals! Are you confident in your company’s safety policies and ...

December 8, 2020 Team Business Podcast

In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Ryan Sisson, the CEO of ...

December 1, 2020 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Matt Sedlock, the Owner of ...

November 24, 2020 The Insurance Haus

In our latest episode of The Insurance Haus, Mike Fusco and Ray Ramirez welcome special guest Michael Payton, senior vice ...

November 24, 2020 Team Business Podcast

In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Paolo Pirjanian, the Founder and ...

November 17, 2020 Team Business Podcast

In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Grant Botma, the Founder of ...

November 10, 2020 Team Business Podcast

In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Christopher Lynch, Co-Founder of Everyday ...

November 3, 2020 Team Business Podcast

In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Chase Birky, CPA, President and ...

October 27, 2020 Team Business Podcast

In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Brian Morales, Founder and CEO of Pro-Cal Lighting Inc. Brian shares his knowledge and ...

October 13, 2020 Team Business Podcast

Team Business podcast has officially launched! Team Business uncovers the everyday entrepreneurs why, how, and the road to now. Join ...

October 2, 2020 Employee Benefits, The Insurance Haus

We’re pleased to announce the launch of The Insurance Segment with Mike and Ray, a new educational video series ...

August 30, 2020 Compliance, Construction, Risk Management

Avoiding Delays, Disputes and Damage Note to contractors and subs: Get more eyes to review subcontracting agreements Everything from lien ...

August 26, 2020 Risk Management

If you’ve ever been soaking in the sun playing Words with Friends, you’ve probably seen the warning pop up – ...

May 21, 2020 COVID-19, Hospitality, Insurance Tips, Risk Management

COVID-19 Reopening Considerations for Restaurants San Diego County officials were notified last night that dining at restaurants and in-store shopping ...

April 9, 2020 COVID-19

Good morning, I hope this update finds you and your family in good health. As we continue to move through ...

March 27, 2020 COVID-19

Below is a brief summary of how the new $2 trillion stimulus package can help small businesses. Unlike other SBA ...

March 20, 2020 Construction, COVID-19, Insurance Tips

Are you a handyman, electrician, plumber, painter, remodeler, carpenter, designer or provider of another household service? During these unchartered times, ...

February 20, 2020 Company News, Faces of Fusco & Orsini

Michael Fusco, president and co-founder of Fusco & Orsini Insurance Services, was invited to speak at a conference of the ...

December 23, 2019 Company News

Dear F&O Friends and Family, We would like to extend our warmest wishes for a peaceful holiday season and an ...

October 30, 2019 Insurance Tips

Fall allergies are upon us. Here are a few suggestions to keep your team from sniffling and sneezing this season: ...

September 13, 2019 Employee Benefits, Insurance News

Climate change in the office can minimize injuries and costs When you own a company, you are uniquely positioned to ...

August 27, 2019 Cyber Security

Fusco & Orsini’s Mike and Ray discuss cybercrime, who is susceptible, what the pain points and costs are, and ...

August 21, 2019 Employee Benefits

Benefits packages are a cost-effective way for you to bring value to your employees and boost productivity and retention. Unemployment ...

July 11, 2019 Risk Management

Construction Worker in the Sun. Caucasian Worker in His 30s Wearing Red Safety Helmet. Tips to beat the heat this ...

June 27, 2019 Risk Management

How to Celebrate Safely If childhood memories of 4th of July festivities include such harmless fun as swimming holes and ...

May 13, 2019 Insurance Tips

If you thought a mimosa was just a half-OJ, half-champagne combo to accompany brunch, you probably limited its importance to ...

May 3, 2019 Cyber Security

In a public service announcement, the Federal Bureau of Investigation (FBI) announced that remote administration tools, such as Remote Desktop ...

April 25, 2019 Cyber Security

Do your part to keep your office safe from cyber attacks! You can download this one-page flyer and post it ...

April 14, 2019 Cyber Security, Insurance Terms Made Easy, Insurance Tips

Fishing remains a top U.S. pastime. Sadly, another kind of "phishing" has become popular, too. Phishing is a type of ...

March 27, 2019 Cyber Security, Insurance Tips

Does cybersecurity leave you scratching your head? Grab a cup of coffee and we'll walk you through it. We promise ...

March 15, 2019 Insurance News, Insurance Tips, Risk Management

Do your employees use their company-issued computers indefinitely without updating the password? Does your organization use cloud-based storage? If so, ...

March 8, 2019 Compliance, Risk Management

Available to Customers that Subscribe to our MyWave Connect Portal All businesses should be concerned with data protection and plan ...

March 5, 2019 Compliance, Insurance Tips, Risk Management

Many states have embraced standards that businesses must follow to safeguard personal identifying information. Often these standards include ‘Data Security ...

February 12, 2019 Compliance

As if OSHA penalties weren't already drastic, the Occupational Safety and Health Administration published a final rule on 1/23/2019 that ...

January 3, 2019 Compliance

At Fusco & Orsini Insurance Services, we understand the importance of keeping your employees protected. Did you know California passed ...

December 30, 2018 Insurance News, Insurance Tips

Companies throughout California are struggling with sticker shock as workers’ compensation insurance rates continue to skyrocket. Workers’ comp rates can be a ...

December 29, 2018 Risk Management

Workplace accidents are a big liability to businesses. Not only is it a terrible tragedy whenever an employee is injured ...

December 28, 2018 Insurance News

Workers’ compensation insurance helps insulate a company from the direct costs associated with an employee injury. For example, the company’s workers’ ...

December 23, 2018 Construction, FAQs, Industry Resources

Inland marine insurance is one of the most confusing types of commercial insurance available, and many business owners aren’t sure exactly ...

December 21, 2018 Construction, FAQs, Industry Resources

Inland marine insurance is often misunderstood. In fact, most business owners don’t know what inland marine insurance is, despite the fact ...

December 20, 2018 Faces of Fusco & Orsini

Please meet Nadine, who has joined Fusco & Orsini as a customer service representative! We sat down with Nadine to ...

December 20, 2018 Insurance News

There’s one overriding reason why contractors in California need to provide workers’ compensation insurance to their employees – it’s the law. California, ...

December 19, 2018 Insurance News

Almost all companies utilize the Internet to promote their business. Online tools include customized websites, Facebook, Yelp and Twitter, among many others. For small businesses, the Internet provides valuable resources ...

December 16, 2018 Insurance News, Insurance Tips

Employee practices liability insurance (also called employer practices liability insurance) is a must-have for all businesses big and small. EPLI ...

December 11, 2018 Insurance News, Insurance Tips

We all hear the common stories in the news and from friends and other business owners of employees suing their ...

December 9, 2018 Insurance News, Insurance Tips

It’s unfortunate that discrimination, harassment, and wrongful termination claims are routinely made against companies large and small all across California ...

December 6, 2018 Insurance News, Insurance Tips

If you regularly use your truck in the conduct of your business or have purchased vehicles specifically for your business, ...

December 5, 2018 Insurance News, Insurance Terms Made Easy

Everyone appreciates getting paid for the work that they do, but rarely do employers have to take out a special ...

December 3, 2018 Insurance News, Insurance Tips

If you are an employer or planning on starting a new business that will employ workers, you are required by ...

December 1, 2018 Insurance News, Insurance Terms Made Easy

When you work in insurance, you quickly learn that every single word counts, especially when that word is inside an ...

November 25, 2018 Insurance News, Insurance Tips

Let’s just get this out into the open – INSURANCE IS CONFUSING. There are forms. Many forms. Forms filled with ...

November 24, 2018 Insurance News, Insurance Tips

Prior Works Exclusion Explained If you own a construction company, you already know how absolutely critical it is to ...

November 23, 2018 Insurance News, Insurance Tips

Sunset Insurance Clauses Explained If you own a construction company, remodeling company or any other type of business with a ...

November 22, 2018 Insurance News, Insurance Terms Made Easy

If you find that your construction company is expected to provide a performance bond as part of a project, that’s a good ...

November 21, 2018 Insurance News, Insurance Tips

For many construction industry professionals, surety bonding presents a challenge. We receive phone calls on a daily basis from clients ...

November 20, 2018 Risk Management

When working on a new construction project, there are plenty of things to worry about, including cost overruns, meeting all ...

November 19, 2018 Insurance News

A business owner’s insurance policy (BOP) is a bundled package of individual insurance products meant to provide comprehensive insurance coverage ...

November 18, 2018 FAQs

A situation: Let’s say that you have some big potential clients coming into your business to learn more about the ...

November 17, 2018 FAQs

If you or your employees regularly travel in rental cars as part of the job, or if your business rents ...

November 16, 2018 Insurance News, Insurance Terms Made Easy

As a small- or medium-sized business owner in California, your plate is full of responsibilities. Not only do you have ...

November 15, 2018 Insurance News, Insurance Terms Made Easy

What is a BOP? If you are a small to medium business owner, you may find that a BOP is ...

September 24, 2018 Compliance

A new law makes it easier for you to determine whether you have an employee or an independent contractor on ...

September 20, 2018 Company News

As National Breast Cancer Awareness Month approaches, we are proud to announce our participation in "Promotions That Give Back” benefitting Susan ...

September 19, 2018 FAQs, Insurance News, Insurance Terms Made Easy, Insurance Tips

What is a Premium Audit? A routine part of Workers’ Compensation Policy Because you rely on your insurance broker to ...

September 10, 2018 Risk Management

MyWaveConnect is a paid client portal that is available to Fusco and Orsini clients. Why are we offering this? To ...

September 10, 2018 Company News

At Fusco and Orsini, we’re dedicated to making the complex world of insurance easy for our clients. For that reason, ...

September 2, 2018 Insurance News, Insurance Terms Made Easy

The manufacturing industry has a unique set of insurance needs beyond those of the typical business, whether it’s investment capital ...

September 1, 2018 Insurance News, Insurance Terms Made Easy

In a recent post, we talked about dual wage classifications for California workers compensation within the construction industry. Today, we’re ...

August 29, 2018 Insurance News, Insurance Terms Made Easy

If you own a construction company and have a California-based business, this post is for you. Workers compensation is critically ...

August 25, 2018 Insurance News, Insurance Terms Made Easy

Workers compensation is necessary, not evil. It protects you, the employer, from being sent into financial dire straits in the ...

August 23, 2018 Insurance News, Insurance Terms Made Easy

Do you know the difference between a bond and insurance? If you don’t, have no fear. That’s what we’re here ...

August 23, 2018 Insurance News, Insurance Terms Made Easy

If you’re in the construction industry and in the market for a CGL policy to fulfill a contract, read on. ...

August 8, 2018 Insurance News, Insurance Terms Made Easy, Insurance Tips

Employment Practices Liability Insurance (EPLI) covers such issues as wrongful termination and sexual harassment. If you own a company in ...

August 1, 2018 Employee Benefits

Why are Employee Benefits so Important With unemployment rates near 20-year lows in San Diego and across most parts of ...

July 22, 2018 Faces of Fusco & Orsini

Meet Ray Ramirez! Ray is the newest insurance broker at Fusco & Orsini. With nearly 20 years of experience in ...

July 22, 2018 Faces of Fusco & Orsini

Meet Rebecca, Fusco & Orsini’s newest customer service representative! Her wealth of experience working at Farmers Insurance and her lovely ...

July 3, 2018 FAQs, Insurance News, Insurance Tips

Sacramento Leaders Pass Law Requiring Solar for New Home Construction The sun came out for clean energy advocates this year ...

June 28, 2018 FAQs, Insurance News, Insurance Tips

Did you know that 280 people go the emergency room with fireworks-related injuries every day during the month surrounding the ...

June 28, 2018 Company News, FAQs, Insurance News

Business auto insurance can be confusing for the owner of a company, but it's essential you have adequate coverage in ...

June 18, 2018 Company News, Faces of Fusco & Orsini

NEWS RELEASE SAN DIEGO (June 18, 2018) – Local firm Fusco & Orsini Insurance Services recently completed an expansion which ...

June 14, 2018 Company News

Hi friends, Fusco & Orsini is in the finals for "Best Insurance Provider" in San Diego's Best Union Tribune Readers Poll! We're up against national ...

June 14, 2018 FAQs, Insurance News, Insurance Tips

Attention Fusco & Orsini business clients! This is to inform you that there is an important change happening which requires ...

April 9, 2018 Insurance News, Insurance Tips

We wouldn't have gone into business if it weren't for California Contractors. We started and built our business around helping ...

February 28, 2018 From The Desk Of

As business owners, you've heard the term "coinsurance", but if someone asked you to define it, you wouldn't know how ...

February 9, 2018 FAQs

A business owner’s policy (BOP) can help small business owners to get up and running with the various insurance coverages they need, ...

January 30, 2018 FAQs, Insurance Tips, Renters Insurance

By: Melanie McCann, Broker, Fusco & Orsini Insurance Services Wanna know the secret to adulting? It's asking for guidance. In ...

January 25, 2018 Insurance Tips, Risk Management

14-year-old Sophia Righthouse was praised this week for identifying a structure fire and jumping to action to warn residents. This particular 14-year-old ...

December 20, 2017 Faces of Fusco & Orsini

Get to know more about Luis Cano, one of our newest account managers. Luis has several years of insurance account ...

December 5, 2017 From The Desk Of

Great question! We offer a replacement cost guarantee of 25% or 50% on most our homeowners policies, which goes above ...

October 23, 2017 From The Desk Of

When you purchase homeowners insurance, did you know that you are buying coverage not only to replace the cost of ...

October 18, 2017 From The Desk Of

Most of us purchase homeowner’s or renter's insurance directly from an insurance company or through an agent/broker and don’t really think ...

September 27, 2017 From The Desk Of

Actual cash value. Depreciation. Extended Replacement Cost. Are you well versed in the terminology of homeowners’ insurance? If not, read ...

September 12, 2017 From The Desk Of

Health insurance is a complicated topic and one that most find very personal. After all, no two individuals have the ...

March 16, 2017 Insurance Tips

I'm pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming ...

February 2, 2017 FAQs

I was recently asked this question by one of our Fusco & Orsini Insurance Services clients, and thought I would share ...

February 2, 2017 FAQs

Why do my auto insurance rates keep going up even though my car is getting older? At Fusco & Orsini ...