Business owners often get confused regarding the difference between a certificate holder and an additional insured. Mike Fusco explains the differences in today’s video using both technical terms and non-specialists’ terms. We hope you gain a better understanding after watching.…
You can expect the insurance company to perform an inspection if you have a business insurance policy, such as general liability or commercial property. You can guarantee that the business insurance company inspects if you have contractors’ insurance. And when…
Can you believe it’s 2022? Mike Fusco and his team at Fusco Orsini & Associates wish you and yours a HAPPY and HEALTHY NEW YEAR. I’m sure you have big plans for 2022, both personally and professionally. We have big…
You own a business and carry general liability insurance. You renewed the insurance policy, and shortly after, you received a request to conduct a general liability audit from the insurance company. You are unfamiliar with the audit process and are…
Most insurance carriers issue commercial general liability insurance policies on an occurrence form. In contrast to the claims-made policy I discussed in previous videos, the occurrence form policy covers claims arising out of damage or injury during the policy period,…
In today’s video, Mike Fusco explains the renewal process at Fusco Orsini & Associates and details 3 reasons why FOA starts a client’s renewal 60-120 in advance of the policy effective date. THANK YOU TO OUR AMAZING CLIENTS First, I…
Hi, this is Mike with Fusco Orsini and Associates. At FOA, we provide struggle-free insurance and risk management services for busy people. Now, I want to, first of all, thank you for the opportunity to earn your business and,…
Business owners have many decisions to make when running their businesses, from inventory management and human resources to insurance and risk management. It can be challenging to know what kinds of insurance coverages are the best to purchase for your…
Small business owners in California need to know about the state’s experience rating system for Worker’s Compensation insurance. California is different from many other states in the way they manage Workers’ Compensation. If your business qualifies for an experience rating,…
Almost all companies utilize the Internet to promote their business. Online tools include customized websites, Facebook, Yelp and Twitter, among many others. For small businesses, the Internet provides valuable resources to improve visibility and credibility. However, although there are many positives associated with advertising online, there are also negatives. When…
