If you are an employer or planning on starting a new business that will employ workers, you are required by the state to purchase workers compensation insurance to protect against the possibility of work-related injuries or illnesses. In return, your company is…
Let’s just get this out into the open – INSURANCE IS CONFUSING. There are forms. Many forms. Forms filled with fine print, limitations, and clauses you’ve never heard of before. Typically speaking, most consumers do not enjoy reading their insurance…
Prior Works Exclusion Explained If you own a construction company, you already know how absolutely critical it is to have comprehensive general liability insurance. This insurance will protect your company in the event that any damages or injuries occur as…
Sunset Insurance Clauses Explained If you own a construction company, remodeling company or any other type of business with a higher-than-average risk of liability, it’s extremely important to know how long your general liability insurance policy covers any liability your company may…
For many construction industry professionals, surety bonding presents a challenge. We receive phone calls on a daily basis from clients and prospects alike, many of which have been asked to provide a bond but don’t know where to begin. Although…
What is a Premium Audit? A routine part of Workers’ Compensation Policy Because you rely on your insurance broker to be thorough, informed, and detail-oriented, you can expect that terms and regulations on your policies will be adhered to –…
Employment Practices Liability Insurance (EPLI) covers such issues as wrongful termination and sexual harassment. If you own a company in the state of California, you may feel like staying abreast of the constant change in employment laws is like nailing…
Sacramento Leaders Pass Law Requiring Solar for New Home Construction The sun came out for clean energy advocates this year when California state lawmakers determined that beginning in 2020, all new residential buildings up to three stories high must have…
Did you know that 280 people go the emergency room with fireworks-related injuries every day during the month surrounding the 4th of July? That’s according to the US Consumer Products Safety Commission, which publishes an annual report detailing the previous…
Attention Fusco & Orsini business clients! This is to inform you that there is an important change happening which requires your immediate attention. SB 189 is a new legislation that changed the Labor Code Section 3351. It revises the changes…
