Risk Management

Insurance Tips You Can Truly Use

Learn more about the critical points of California Workers’ Compensation Experience Modification Factors

Attention California Small Business Owners – Here’s Everything you Should Know About Workers’ Compensation Experience Modification Factors

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Small business owners in California need to know about the state’s experience rating system for Worker’s Compensation insurance. California is different from many other states in the way they manage Workers’ Compensation. If your business qualifies for an experience rating, you must use it. Understanding this rating system is integral for your small business. The […]

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Insurance Haus: Navigating Your Company’s Risk Management and Safety

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Calling all business owners, HR professionals, risk managers and compliance professionals! Are you confident in your company’s safety policies and procedures? Do you sometimes think your industry is exempt because you hold office jobs and “the worst thing that can happen is a paper cut”? Does everyone on your staff know what IIPP is? In […]

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Note to contractors and subs: Get more eyes to review subcontracting agreements

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Avoiding Delays, Disputes and Damage Note to contractors and subs: Get more eyes to review subcontracting agreements Everything from lien rights to project expectations are included in contracts for your jobs. But all you need is a faulty or incomplete insurance document to end up buried under the weight of a collapsing project. Having your […]

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Heat Illness Prevention: How to Avoid a Meltdown

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If you’ve ever been soaking in the sun playing Words with Friends, you’ve probably seen the warning pop up – a forced shutdown on your phone due to overheating. While smartphones and tablets can take temperatures up to about 113 degrees Fahrenheit, there are limits to what the human machine can tolerate as well. Summer […]

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How Do I Reopen My Restaurant During the Next Phase of COVID-19?

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COVID-19 Reopening Considerations for Restaurants San Diego County officials were notified last night that dining at restaurants and in-store shopping can begin. In recent months, the COVID-19 pandemic has forced restaurants and foodservice businesses to either close or shift to carry-out or delivery service only. As restaurants swiftly prepare to open their dining rooms, there […]

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Here’s Lookin’ at You, Sun

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Tips to beat the heat this summer You don’t have to be a detective to see the sun is packing heat. And that means some potential for danger … unless you get clued in and put in place some protective measures this summer. There are approximately 330 heat-related deaths each year, according to the Centers […]

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Fourth of July Safety Setbacks

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How to Celebrate Safely If childhood memories of 4th of July festivities include such harmless fun as swimming holes and homemade ice cream, feel free to revive those traditions this year. But if you intend to “have a blast” (literally) until dawn’s early light, you’d be wise to take a few things into consideration. Burn […]

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What’s Your Score? Cyber Risk Exposure Scorecard

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Do your employees use their company-issued computers indefinitely without updating the password? Does your organization use cloud-based storage? If so, tune in! In recent years, cyber attacks have emerged as one of the most significant threats facing organizations of all sizes. The Internet and other network operations have created risks that were unheard of less […]

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Implement a Cyber Incident Response Plan

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Available to Customers that Subscribe to our MyWave Connect Portal All businesses should be concerned with data protection and plan for cyber attacks.  It’s a known fact that regardless of size, all companies are at risk of a data breach. The implementation of a Cyber Incident Response Plan is crucial, but many business owners don’t […]

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California Legislation Introduces New Data Breach Notification Law

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Many states have embraced standards that businesses must follow to safeguard personal identifying information. Often these standards include ‘Data Security Breach Notification Requirements.’ In California, the California Attorney General’s Office implements these laws. It’s important to note that in February new legislation was introduced to strengthen California’s data breach notification law that protects consumers. The […]

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