We have paused offering personal lines products to NEW customers because of circumstances beyond our control in the insurance market. We will continue to serve our existing clients and do our best to secure coverage. Such products include homeowners, private automobiles, umbrellas, landlord coverage, renters, and other personal property insurance. Thank you for understanding!
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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Phone: (858) 384-1506
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Email: hello@foagency.com

As a business insurance broker and insurance agent to many businesses, Fusco Orsini & Associates understands the need to provide its clients with value-added services. The team at FOA knows that to be the best partner to its customers, it must deliver insurance solutions, risk management, and compliance services. That’s why we provide every business customer an FOA Client Package – streamlined insurance, risk, and compliance services for busy professionals. If you have yet to take advantage of yours, please ask your agent or account manager for assistance with onboarding!
FOA CLIENT PACKAGES
An FOA Client Package consists of several products and services. So, we decided to spotlight one service in each video for this series, named ‘FOA Client Package Spotlight.’
FOA CLIENT PACKAGE SPOTLIGHT #1 – Experience Modification Factor Analysis and Planning
Most FOA Client Packages include experience modification analysis and planning. A key benefit to many clients, EMOD analysis and planning can help a company’s bottom line. Workers’ compensation insurance is expensive, and experience medication factors could impact costs significantly. Our analysis reports help our clients understand the factors contributing to their EMOD. We also use the information to plan risk management strategies for EMOD reduction and premium savings.
THE NEXT STEPS TO GAIN CONTROL OF YOUR EXPERIENCE MODIFIER
If you have not performed a risk assessment on your business or do not fully understand your experience modification rate, please complete the form below. An associate of Fusco Orsini will reach out to you quickly to your business on track.