The 4 Best Workers’ Compensation Programs for California General Contractors

19 August 2025

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Workers compensation insurance for contractors is essential to protecting your business, meeting legal requirements, and ensuring injured workers get the care they need.

If you’re a California general contractor, you understand the challenge associated with workers’ compensation insurance.


Fusco Orsini & Associates (FOA) provides workers’ compensation programs to general contractors in California.


Our vast experience lets us connect clients with the best options to suit their needs.


Watch our video and read it for valuable information regarding the best workers’ compensation programs for California general contractors! https://foagency.com/work-comp-for-general-contractors/


COMPSTAR INSURANCE SERVICES


Compstar Insurance Services offers their work comp program on Benchmark Insurance Company paper.


We can’t say enough great things about Compstar and their clients’ service.


If you want personalized service, work comp classifications, and a monthly self-reporting schedule, ask your agent to connect you with Compstar Insurance Services.


ATLAS GENERAL INSURANCE SERVICES


Like Compstar, Atlas General provides a schedule of class codes and allows their policyholders to self-report their monthly payrolls.


Atlas General (Falls Lakes Fire and Casualty Company) provides highly competitive work comp rates in the current marketplace.


General contractors also appreciate low deposit payments when starting a policy with little cost.


ARROWHEAD GENERAL INSURANCE SERVICES


Arrowhead General has successfully managed their Everest Insurance Company work comp program for several years.


Currently writing on Everest Premier Insurance Company paper, Arrowhead does an excellent job underwriting policies and providing stable terms to their clients.


Everest Premium received an A+ XV rating from AM Best during this blog, proving Arrowhead’s commitment to quality products and services.


STATE COMPENSATION INSURANCE FUND


State Fund is a long-time partner of FOA and one we hold in high regard.


You should no longer consider the insurer as a last resort.


The company significantly improved its services, rates, and deposit requirements over the past 3-5 years.


We rely on State Fund to help our general contractors with their work comp needs and provide extraordinary claims and loss prevention services.


I NEED HELP WITH MY WORK COMP PROGRAM


We are here to assist! You may complete this form, and we will connect you with one of our 5-star-rated brokers.


Thanks again for visiting

Headshot of a smiling person wearing a blue plaid suit, white shirt, and teal tie against a dark blue circular background.

By: Michael Fusco

CEO & Principal of Fusco Orsini & Associates

(858) 384‑1506

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