Blog

Discover how your property value affects your homeowners insurance. Learn how changes in your home’s value can influence your coverage options and premiums.

Learn what a Business Owners Policy (BOP) is, what it covers, and how it can save your business money with all-in-one insurance protection.

Learn about special insurance concerns for homeowners and how to protect your property with the right coverage. Explore tips for safeguarding your home against unique risks.

Understand health insurance basics: essential benefits, plan tiers, HSAs, subsidies, and how to choose the right coverage for your needs.

Learn how to qualify for a workers' compensation experience modifier in California. Understand the factors affecting your experience modification and how it impacts your business insurance premiums. Read more for detailed insights.

Businesses of all sizes and sectors can be targeted by ransomware, and it's capable of infecting entire organizational networks.

Discover what types of insurance your restaurant needs, from general liability to EPLI, with real-world examples to guide your decisions.

Discover how our company leverages RPA technology to streamline daily operations, boosting efficiency for small to medium-sized businesses. Learn how RPA can transform your business!

Discover 5 smart ways to save on home and auto insurance without cutting essential coverage. Learn how to reduce premiums responsibly through higher deductibles, discounts, and more.

Discover the critical claims and coverage laws every California policyholder needs to know when facing fire losses. Learn how to protect your rights and navigate the insurance process.

Discover how 4C Advising and Fusco Orsini & Associates' new partnership streamlines payroll and workers' compensation, providing businesses with real-time insights, faster payroll processing, and seamless workers' comp integration.

National Safety Month is the perfect time to focus on slips, trips, and falls – a leading cause of workplace injuries.

From bundling policies to improving safety practices and more, here are 8 smart ways to save on insurance premiums.

Cybercriminals use social engineering to gain access to sensitive data and systems. Businesses of all sizes should prepare for these attacks.

Ensure your solar contracting business is protected with the right general liability coverage. Learn how this essential insurance safeguards your team, projects, and reputation, keeping your operations running smoothly.

If you’re hesitating to file a workers’ compensation claim, you’re making a mistake. Here’s the hard truth about why you need to act now.

Discover how partnering with our claims concierge helps streamline workers' comp claims management, improving efficiency and support.

From modeling self-care to promoting underused benefits like EAPs, here are ways to help your employees manage stress.

General contractors: protect yourself! Learn why reading subcontractor clauses in your liability policy is critical and how to stay compliant.

A subcontractor agreement will help you establish a formal relationship from the very beginning. Doing so lets you set expectations, define roles and responsibilities, and set terms and conditions. These steps can help you reduce risk and disputes moving forward.

Hidden exclusions in subcontractor insurance policies can leave general contractors exposed to costly risks. Learn how to identify exclusions, ensure compliance, and protect your business with proper COI tracking and risk management solutions.

Explore how insurance policies take the field in the ultimate Super Bowl of business coverage. From General Liability as the quarterback to Cyber Insurance as the wide receiver, discover how to build your championship-winning team of protection.

Confused about surety bonds? Learn the basics of license, bid, performance, and payment bonds to protect your construction business.

Learn how rising tariffs impact small business owners in manufacturing and e-commerce. Get tips on risk, insurance, and staying resilient.

Learn how tariffs are increasing auto, commercial, and homeowners insurance costs—and what business owners and consumers can do to stay ahead.

Discover how Fusco Orsini & Associates and 4C Advising help businesses build team cohesion and a strong company culture through tailored strategies for thriving workplaces.

Discover how TELUS Health is offering free counseling and resources to support individuals affected by the Los Angeles fires. Learn more and access help today.

Boost retention and productivity with tailored employee benefits packages. Learn cost-effective strategies to attract and keep top talent

Learn everything contractors need to know about construction budgets, including key components, cost breakdowns, and how they impact insurance coverage like builder’s risk policies. Stay prepared and secure your projects today!

If you're concerned with liability arising from wrongful termination, sexual harassment, and other employee lawsuits, it may be time to look at employment practices liability insurance.

Several factors determine the cost of a general liability policy for general contractors. Visit our website for a helpful video and blog.

Our bonding company can support private equity infrastructure investments. We offer surety bond solutions tailored for complex project needs.

Manufacturers face complex risks from supply chains to product liability. Learn how the right insurance can protect your business and reputation.

With unemployment rates near 20-year lows in San Diego and across most parts of California, employers are taking a hard look at incentives that can help retain their best employees and find good, new hires.For many, that means scrutinizing benefits packages to see how they size up against competitors – and to look for

Protect your Southern California construction site from theft and vandalism with security tips and inland marine insurance coverage.

Learn about the indirect costs of workplace accidents and how they impact your business. Discover effective loss control strategies with 4C Advising to protect your company. Complete our form today to get started.

Watch The Insurance Segment with Mike & Ray featuring Sharp. Learn about health plans, COVID-19 myths, telehealth, and the Sharp Experience.

Understand how personal property coverage works on a homeowners policy. Learn what belongings are protected, coverage limits, and how to ensure adequate protection for your valuables.

Discover OSHA's Top 10 Violations for 2024, plus penalty updates. Stay compliant, avoid fines, and improve workplace safety. Read more now!

Avoid hefty OSHA fines—learn the 2019 maximum penalties and ensure compliance with guidance from Fusco & Orsini Insurance Services.

Subcontractors face rising off-site coverage demands under OCIP insurance. Learn what they mean, why they matter, and how to respond.

Learn about Nurse Triage Memberships and how they provide 24/7 access to medical advice, reducing unnecessary ER visits and improving employee health outcomes. Discover the benefits and how to implement this service in our latest blog.

Protect your projects from delays, disputes, and damage by having subcontractor agreements reviewed by Fusco & Orsini Insurance Services.

Protect your construction business with the right contractor insurance. Learn 5 steps to fill coverage gaps and reduce risks on every project

Discover essential tips for homeowners and renters to protect your residence, safeguard your belongings, and ensure peace of mind. Learn practical steps for a secure and well-protected home.

Discover the top 5 strategies to avoid workers' compensation claims and reduce insurance costs. Learn how to create a safer workplace, keep your experience modification factor low, and protect your business’s financial health.

The insurance market is softening in 2025—premiums may drop, coverage may broaden. See how business shifts and risks could impact your policy

Understanding Total Cost of Risk (TCOR) is crucial for business owners. Learn how to calculate, manage, and reduce TCOR to protect your bottom line.

Affordable HR advisory services starting at $250/month. Get expert support to boost compliance, employee morale, and business growth.