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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Phone: (858) 384-1506
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Email: hello@foagency.com
Is Workers’ Comp Required for Remote Employees? Explained
If you have remote or hybrid employees, you may be wondering: do I still need workers’ compensation insurance? In most cases, the answer is yes. Here’s why. Firstly, most states require workers’ compensation insurance, and...
8 Ways Small and Midsize Businesses Can Save on Insurance
How to save money on business insurance? It’s one of the most common questions we hear from clients. To help you cut costs without cutting corners, we’ve put together a blog post with eight practical...
Employee Benefits Changes Under the One Big Beautiful Bill Act
Employee benefits are undergoing changes under the One Big Beautiful Bill Act (OBBBA), which was signed into law on July 4, 2025. Here are five significant updates to consider: Expansion of Health Savings Accounts (HSAs)...
What’s in a Construction Employee Safety Manual?
Construction safety manuals should clearly outline key procedures and expectations to ensure a safe working environment for all. After reviewing your safety manual, employees should clearly understand that they must comply with safety rules, company...
What Insurance Does My Restaurant Need?
Restaurant insurance can help protect you from losses due to common risks, such as slips and falls, equipment breakdowns, cuts, and kitchen fires. There are 10 different types of insurance coverages to consider, and this...
Navigating Employee Benefits and Staying Compliant During Employee Separations
Employee separation, whether voluntary or involuntary, involves many tasks that must be completed quickly. Some of these tasks include finalizing payroll, obtaining company property, transferring job responsibilities, and addressing employee benefits. Download our complete checklist...
Four Ways to Help Your Team Manage Stress in 2025
Managing stress at work isn’t a nice-to-have. It’s a must-have. In 2025, stress levels in the U.S. are at an all-time high, as nearly 40% of Americans report experiencing peak stress (MSN). From rising global...
Mid-Year Insurance Review Checklist for Business Owners
Insurance reviews or “checkups” for your business might not be the first thing on your summer to-do list. But summer is actually an ideal time to step back, review your current coverage, and identify any...
How to Keep Your Workplace Safe and Employees Thriving This National Safety Month
Workplace safety takes center stage every June during National Safety Month, a campaign led by the National Safety Council. The goal of National Safety Month is to raise awareness about the leading causes of preventable...