We have paused offering personal lines products to NEW customers because of circumstances beyond our control in the insurance market. We will continue to serve our existing clients and do our best to secure coverage. Such products include homeowners, private automobiles, umbrellas, landlord coverage, renters, and other personal property insurance. Thank you for understanding!
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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Phone: (858) 384-1506
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Email: hello@foagency.com

Industry benchmarking is an excellent tool for businesses to utilize for several reasons. For today’s video, Mike Fusco and Ray Ramirez discuss employee benefits benchmarking and how it can help you attract more talent to your firm.
FOA IS MORE THAN AN INSURANCE AGENCY
We like to think of our agency as a business broker rather than an insurance broker. Our goal is to deliver as many resources as possible to help our clients protect, grow, and manage their businesses. Not only does the associates of Fusco Orsini bring risk, compliance, and insurance products and services to their clientele, but we strategize on additional and methods to help our customer thrive.
ATTRACT TOP TALENT WITH WELFARE PLANS
Companies attract top talent not only with compensation packages but also with welfare offerings. Such benefits include: 1) Medical, dental, and vision insurance plans 2) Health flexible spending accounts (also known as health care reimbursement accounts) 3) Accidental death and disbursement (“AD&D”) insurance plans 4) Long-term and short-term disability plans 5) Prescription drug plans; and 6) Group term life insurance plans.
BUT HERE’S THE PROBLEM
How do you know that your welfare offerings are competitive with your competition? Businesses fall short on their recruiting efforts frequently because their benefit offerings are not up to par. Strategizing for success is where FOA and our benefits team can help.
INDUSTRY BENCHMARK REPORTING
At FOA, we provide many of our business insurance clients with free employee benefits benchmark reports. The reports compare data within an industry group and based on company size and geographical location. We can provide insight related to medical plan cost and contributions in addition to medical plan design. Examples include deductibles, coinsurance e, copays, and out-of-pocket max. Our reports also include benefits structure and participation, employers costs as a % of revenue and payroll, monthly premium costs by coverage tier, and the total cost of the premium.
HOW DO I GET MY BENEFITS BENCHMARKING REPORT?
The process of benchmarking is easy for you because we take care of the heavy lifting. If you are a Fusco Orsini & Associates client, reach out to Ray Ramirez at 858-810-8277, and he will get you started. If you do not work with FOA, please complete the form below, and an associate will reach out promptly. Thank you for visiting us!