The restaurant industry is a dominant piece of our everyday life and a large portion of our time revolves around food and spending time with friends and family over meals out of the home. In fact, 84% of consumers say…
Food truck culture has been on the rise for many years, especially in California’s greater Los Angeles area where there are approximately 4,000 food trucks. It is both an exciting and a relatively affordable way to enter the restaurant business,…
Fusco Orsini & Associates is thrilled to welcome Daniel Miller to the team! Daniel joins us as a broker with a focus on commercial lines and property & casualty insurance. We would love to help you get to know him…
Fusco Orsini & Associates is pleased to welcome Manuela Warren to the team! Manuela joined us this month as an account executive with a focus on commercial lines and property & casualty insurance. To help our clients get to know…
If you’re a contractor bidding on public or private commercial projects, you’ll likely need to be bonded to win the contract. Contract bonding assures the project owner that you’ll complete the work according to the terms of the agreement. However,…
Are you considering starting your own general contracting business in California? While there are many steps involved in setting up your company the right way, doing so will keep you organized, compliant and ensure your credibility to future clients. There…
Commercial property insurance is a vital component of a comprehensive risk management plan for businesses of all sizes. This insurance coverage protects businesses from the financial losses of property damage or loss. However, there are different commercial property insurance policies,…
I work daily to assist businesses with their insurance and risk management needs. And each day, I take notice of the myths that exist and circulate in the business insurance industry. Clients and prospects seem confused about similar topics, which…
General Liability Insurance Explained in 10 Minutes The most common form of business insurance is the Commercial General Liability (CGL) policy. Although widely adopted as the ‘backbone’ of a company’s protection, CGL is often misunderstood. To understand why, watch the…
A business needs to purchase a business auto insurance policy for many reasons. Some of the reasons are self-explanatory, while others are not as obvious. In this video, I will explain three reasons to purchase a Business Auto Policy or…
We get this question frequently, and the answer varies based on the policy. There are many reasons someone might need to add an additional insured (AI) to a policy; the cost and terms differ based on the situation. Let’s dive…
Previously, the Contractors State License Board (CSLB) only required C-39 roofing contractors with or without employees to carry workers’ comp insurance. As of January 1, 2023, this requirement changed to include the additional licensed contractors regardless of whether they have…
If you own a business, understanding insurance helps you best protect your company and its assets. Property and liability insurance are two types of insurance that protect against different business risks. Almost all the coverage you will need for your…
So you’ve recently purchased a business insurance policy and now have requests to complete an inspection. Although the request may come as a surprise, it is not uncommon for insurance companies to inspect after the placement of a policy. Let’s…
Insurance policies are SKYROCKETING! Here’s what to do if your insurance policy increases Most businesses battled increased costs in 2022. Inflation of goods and services contributed to rising prices and was the culprit of a squeeze on the bottom line…
