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Construction
Introduction to California's $100,000 LLC/Employee Worker Bond Hi, this is Mike with Fusco Orsini & Associates, ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Dr. ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Johan ...
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Team Business Podcast
 In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview ...
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Team Business Podcast
Success-driven visionaries don't want their goals to be held back by physical and emotional limitations. They ...
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Cyber Security
Mike Fusco reviews Evolve MGA’s best-in-class cyber insurance policy. Hi, everyone. I hope you’re doing well. ...
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The Insurance Haus
https://youtu.be/JzKFQSEaeHA In this episode of the Insurance Haus podcast, host Mike Fusco is joined by Drew ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Greg ...
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The Insurance Haus
https://youtu.be/Rhj5FxRnMHk Ladies and gentlemen, please do not miss this podcast episode. With businesses facing the increased ...
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The Insurance Haus
https://youtu.be/rCAKDNfr8sY For many employers, self-funded (or partially self-funded) health insurance plans are a great option to ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Travis ...
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Compliance
The U.S. Department of Labor’s (DOL) Wage and Hour Division (WHD) has updated its “COVID-19 and ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Tim ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Andrea ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Ruth ...
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Company News
NEWS RELEASE SAN DIEGO (May 12, 2021) – Liberty Mutual Insurance has recognized Fusco Orsini & ...
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Company News
Taking an active step in commemorating Armed Forces Day on May 15, 2021, Fusco Orsini & ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez welcome Dr. ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Matthew ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Andrew ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Jackson ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Andrea ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez welcome  Brett ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez are joined ...
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Insurance Terms Made Easy
Business owners have many decisions to make when running their businesses, from inventory management and human ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Jon ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Todd ...
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FAQs
Homeowners Insurance products have many components. Read on to learn more. How can Comparing Quotes Help ...
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Insurance News
Workers’ Compensation has historically been coverage that is highly affected by prior incidents. A workers’ compensation ...
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Construction
Small business owners in California need to know about the state’s experience rating system for Worker’s ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Daniel ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview David ...
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Team Business Podcast
In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Michelle ...
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Team Business Podcast
 In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview ...
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Risk Management
Calling all business owners, HR professionals, risk managers and compliance professionals! Are you confident in your ...
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Team Business Podcast
In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Ryan ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Matt ...
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The Insurance Haus
In our latest episode of The Insurance Haus, Mike Fusco and Ray Ramirez welcome special guest ...
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Team Business Podcast
In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Paolo ...
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Team Business Podcast
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Grant ...
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Team Business Podcast
In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Christopher ...
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Team Business Podcast
In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Chase ...
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Team Business Podcast
In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Brian Morales, Founder and CEO of Pro-Cal Lighting Inc. Brian ...
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Team Business Podcast
Team Business podcast has officially launched! Team Business uncovers the everyday entrepreneurs why, how, and the ...
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Employee Benefits
We’re pleased to announce the launch of The Insurance Segment with Mike and Ray, a new ...
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Compliance
Avoiding Delays, Disputes and Damage Note to contractors and subs: Get more eyes to review subcontracting ...
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Risk Management
If you’ve ever been soaking in the sun playing Words with Friends, you’ve probably seen the ...
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COVID-19
COVID-19 Reopening Considerations for Restaurants San Diego County officials were notified last night that dining at ...
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COVID-19
Good morning, I hope this update finds you and your family in good health. As we ...
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COVID-19
Below is a brief summary of how the new $2 trillion stimulus package can help small ...
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Construction
Are you a handyman, electrician, plumber, painter, remodeler, carpenter, designer or provider of another household service? ...
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Company News
Michael Fusco, president and co-founder of Fusco & Orsini Insurance Services, was invited to speak at ...
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Company News
Dear F&O Friends and Family, We would like to extend our warmest wishes for a peaceful ...
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Insurance Tips
Fall allergies are upon us. Here are a few suggestions to keep your team from sniffling ...
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Employee Benefits
Climate change in the office can minimize injuries and costs When you own a company, you ...
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Cyber Security
 Fusco & Orsini’s Mike and Ray discuss cybercrime, who is susceptible, what the pain points ...
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Employee Benefits
Benefits packages are a cost-effective way for you to bring value to your employees and boost ...
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Risk Management
Construction Worker in the Sun. Caucasian Worker in His 30s Wearing Red Safety Helmet. Tips to ...
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Risk Management
How to Celebrate Safely If childhood memories of 4th of July festivities include such harmless fun ...
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Insurance Tips
If you thought a mimosa was just a half-OJ, half-champagne combo to accompany brunch, you probably ...
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Cyber Security
In a public service announcement, the Federal Bureau of Investigation (FBI) announced that remote administration tools, ...
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Cyber Security
Do your part to keep your office safe from cyber attacks! You can download this one-page ...
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Cyber Security
Fishing remains a top U.S. pastime. Sadly, another kind of "phishing" has become popular, too. Phishing ...
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Cyber Security
Does cybersecurity leave you scratching your head? Grab a cup of coffee and we'll walk you ...
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Insurance News
Do your employees use their company-issued computers indefinitely without updating the password? Does your organization use ...
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Compliance
Available to Customers that Subscribe to our MyWave Connect Portal All businesses should be concerned with ...
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Compliance
Many states have embraced standards that businesses must follow to safeguard personal identifying information. Often these ...
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Compliance
As if OSHA penalties weren't already drastic, the Occupational Safety and Health Administration published a final ...
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Compliance
At Fusco & Orsini Insurance Services, we understand the importance of keeping your employees protected. Did ...
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Insurance News
Companies throughout California are struggling with sticker shock as workers’ compensation insurance rates continue to skyrocket. Workers’ comp ...
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Risk Management
Workplace accidents are a big liability to businesses. Not only is it a terrible tragedy whenever ...
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Insurance News
Workers’ compensation insurance helps insulate a company from the direct costs associated with an employee injury. For ...
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Construction
Inland marine insurance is one of the most confusing types of commercial insurance available, and many business ...
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Construction
Inland marine insurance is often misunderstood. In fact, most business owners don’t know what inland marine insurance ...
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Faces of Fusco & Orsini
Please meet Nadine, who has joined Fusco & Orsini as a customer service representative! We sat ...
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Insurance News
There’s one overriding reason why contractors in California need to provide workers’ compensation insurance to their employees – ...
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Insurance News
Almost all companies utilize the Internet to promote their business. Online tools include customized websites, Facebook, Yelp and Twitter, among many others. For small businesses, ...
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Insurance News
Employee practices liability insurance (also called employer practices liability insurance) is a must-have for all businesses ...
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Insurance News
We all hear the common stories in the news and from friends and other business owners ...
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Insurance News
It’s unfortunate that discrimination, harassment, and wrongful termination claims are routinely made against companies large and ...
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Insurance News
If you regularly use your truck in the conduct of your business or have purchased vehicles ...
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Insurance News
Everyone appreciates getting paid for the work that they do, but rarely do employers have to ...
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Insurance News
If you are an employer or planning on starting a new business that will employ workers, ...
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Insurance News
When you work in insurance, you quickly learn that every single word counts, especially when that ...
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Insurance News
Let’s just get this out into the open – INSURANCE IS CONFUSING. There are forms. Many ...
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Insurance News
Prior Works Exclusion Explained   If you own a construction company, you already know how absolutely ...
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Insurance News
Sunset Insurance Clauses Explained If you own a construction company, remodeling company or any other type ...
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Insurance News
If you find that your construction company is expected to provide a performance bond as part of a ...
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Insurance News
For many construction industry professionals, surety bonding presents a challenge.  We receive phone calls on a ...
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Risk Management
When working on a new construction project, there are plenty of things to worry about, including ...
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Insurance News
A business owner’s insurance policy (BOP) is a bundled package of individual insurance products meant to ...
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FAQs
A situation: Let’s say that you have some big potential clients coming into your business to ...
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FAQs
If you or your employees regularly travel in rental cars as part of the job, or ...
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Insurance News
As a small- or medium-sized business owner in California, your plate is full of responsibilities. Not ...
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Insurance News
What is a BOP? If you are a small to medium business owner, you may find ...
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Compliance
A new law makes it easier for you to determine whether you have an employee or ...
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Company News
As National Breast Cancer Awareness Month approaches, we are proud to announce our participation in "Promotions ...
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FAQs
What is a Premium Audit? A routine part of Workers’ Compensation Policy Because you rely on ...
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Risk Management
MyWaveConnect is a paid client portal that is available to Fusco and Orsini clients. Why are ...
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Company News
At Fusco and Orsini, we’re dedicated to making the complex world of insurance easy for our ...
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Insurance News
The manufacturing industry has a unique set of insurance needs beyond those of the typical business, ...
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Insurance News
In a recent post, we talked about dual wage classifications for California workers compensation within the ...
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Insurance News
If you own a construction company and have a California-based business, this post is for you. ...
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Insurance News
Workers compensation is necessary, not evil. It protects you, the employer, from being sent into financial ...
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Insurance News
Do you know the difference between a bond and insurance? If you don’t, have no fear. ...
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Insurance News
If you’re in the construction industry and in the market for a CGL policy to fulfill ...
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Insurance News
Employment Practices Liability Insurance (EPLI) covers such issues as wrongful termination and sexual harassment.  If you ...
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Employee Benefits
Why are Employee Benefits so Important With unemployment rates near 20-year lows in San Diego and ...
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Faces of Fusco & Orsini
Meet Ray Ramirez! Ray is the newest insurance broker at Fusco & Orsini. With nearly 20 ...
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Faces of Fusco & Orsini
Meet Rebecca, Fusco & Orsini’s newest customer service representative! Her wealth of experience working at Farmers ...
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FAQs
Sacramento Leaders Pass Law Requiring Solar for New Home Construction The sun came out for clean ...
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FAQs
Did you know that 280 people go the emergency room with fireworks-related injuries every day during ...
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Company News
Business auto insurance can be confusing for the owner of a company, but it's essential you ...
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Company News
NEWS RELEASE SAN DIEGO (June 18, 2018) – Local firm Fusco & Orsini Insurance Services recently ...
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Company News
Hi friends, Fusco & Orsini is in the finals for "Best Insurance Provider" in San Diego's Best Union Tribune Readers Poll! ...
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FAQs
Attention Fusco & Orsini business clients!  This is to inform you that there is an important ...
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Insurance News
We wouldn't have gone into business if it weren't for California Contractors. We started and built ...
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From The Desk Of
As business owners, you've heard the term "coinsurance", but if someone asked you to define it, ...
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FAQs
A business owner’s policy (BOP) can help small business owners to get up and running with the various ...
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FAQs
By: Melanie McCann, Broker, Fusco & Orsini Insurance Services Wanna know the secret to adulting? It's ...
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Insurance Tips
14-year-old Sophia Righthouse was praised this week for identifying a structure fire and jumping to action to warn ...
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Faces of Fusco & Orsini
Get to know more about Luis Cano, one of our newest account managers. Luis has several ...
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From The Desk Of
Great question! We offer a replacement cost guarantee of 25% or 50% on most our homeowners ...
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From The Desk Of
When you purchase homeowners insurance, did you know that you are buying coverage not only to ...
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From The Desk Of
Most of us purchase homeowner’s or renter's insurance directly from an insurance company or through an agent/broker ...
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From The Desk Of
Actual cash value. Depreciation. Extended Replacement Cost. Are you well versed in the terminology of homeowners’ ...
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From The Desk Of
Health insurance is a complicated topic and one that most find very personal. After all, no ...
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Insurance Tips
I'm pretty confident that if you asked anyone who has ever owned a rental property you ...
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FAQs
I was recently asked this question by one of our Fusco & Orsini Insurance Services clients, and ...
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FAQs
Why do my auto insurance rates keep going up even though my car is getting older? ...
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