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Insurance Tips You Can Truly Use

Heat Illness Prevention: How to Avoid a Meltdown

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If you’ve ever been soaking in the sun playing Words with Friends, you’ve probably seen the warning pop up – a forced shutdown on your phone due to overheating. While smartphones and tablets can take temperatures up to about 113 degrees Fahrenheit, there are limits to what the human machine can tolerate as well. Summer […]

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How Do I Reopen My Restaurant During the Next Phase of COVID-19?

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COVID-19 Reopening Considerations for Restaurants San Diego County officials were notified last night that dining at restaurants and in-store shopping can begin. In recent months, the COVID-19 pandemic has forced restaurants and foodservice businesses to either close or shift to carry-out or delivery service only. As restaurants swiftly prepare to open their dining rooms, there […]

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What is the Private Passenger Automobile Giveback Program?

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Good morning, I hope this update finds you and your family in good health. As we continue to move through these unprecedented times, our job as your insurance agents continues to evolve as well. Please know that, like you, this is new to us. Before we share information, I want to make sure my team […]

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A Summary of the $2 Trillion Stimulus Package

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Below is a brief summary of how the new $2 trillion stimulus package can help small businesses. Unlike other SBA loans, owners do not have to put up collateral or personally guarantee the loans. They also are not required to search for a loan elsewhere before applying for the SBA loan. Interest rates cannot exceed […]

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How Do I Shift My Contracting Business During Coronavirus?

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Are you a handyman, electrician, plumber, painter, remodeler, carpenter, designer or provider of another household service? During these unchartered times, we’re doing our best to provide you with ideas to support your business. First, it is important to take care of your health and the health of your team members and your family. Know your […]

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Fusco & Orsini President Speaks at Insurance Association Conference

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Michael Fusco, president and co-founder of Fusco & Orsini Insurance Services, was invited to speak at a conference of the Insurance Agency Owners Alliance, or IAOA, on January 24, 2020. The annual event drew more than 800 owners and 100 vendors and insurance companies to the Sheraton San Diego Hotel and Marina. “The theme of […]

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A Note of Thanks and Appreciation

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Dear F&O Friends and Family, We would like to extend our warmest wishes for a peaceful holiday season and an abundant new year. As we reflect on the year, we’d like to thank you for your continued business and support. This was a year of many changes for our team, as we worked to improve […]

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Help Your Office Fight Fall Allergies

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Fall allergies are upon us. Here are a few suggestions to keep your team from sniffling and sneezing this season: Wear a mask while raking leaves or working with mulch or hay. Use a dehumidifier in your home to avoid mold—and clean it regularly! Wash bathroom tiles and shower curtains with mold-killing products. Discuss your […]

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How Better Ergonomics Equals Better Economics for Business Owners

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Climate change in the office can minimize injuries and costs When you own a company, you are uniquely positioned to make decisions that benefit your profit margin, and at the same time, your employees. But it’s actually their position – literally – that may be challenging the balance of your bottom line. Experts say that […]

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Cyberlearning with Mike and Ray

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 Fusco & Orsini’s Mike and Ray discuss cybercrime, who is susceptible, what the pain points and costs are, and ways to get ahead of the crime that’s threatening businesses of all sizes. First, what is cybercrime? Cybercrime is criminal activity carried out across computers and/or the internet. Does it matter if you’re a small- […]

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