Avoiding Delays, Disputes and Damage Note to contractors and subs: Get more eyes to review subcontracting agreements Everything from lien rights to project expectations are included in contracts for your jobs. But all you need is a faulty or incomplete insurance document to end up buried under the weight of a collapsing project. Having your […]
Read More
If you’ve ever been soaking in the sun playing Words with Friends, you’ve probably seen the warning pop up – a forced shutdown on your phone due to overheating. While smartphones and tablets can take temperatures up to about 113 degrees Fahrenheit, there are limits to what the human machine can tolerate as well. Summer […]
Read More
COVID-19 Reopening Considerations for Restaurants San Diego County officials were notified last night that dining at restaurants and in-store shopping can begin. In recent months, the COVID-19 pandemic has forced restaurants and foodservice businesses to either close or shift to carry-out or delivery service only. As restaurants swiftly prepare to open their dining rooms, there […]
Read More
Good morning, I hope this update finds you and your family in good health. As we continue to move through these unprecedented times, our job as your insurance agents continues to evolve as well. Please know that, like you, this is new to us. Before we share information, I want to make sure my team […]
Read More
Below is a brief summary of how the new $2 trillion stimulus package can help small businesses. Unlike other SBA loans, owners do not have to put up collateral or personally guarantee the loans. They also are not required to search for a loan elsewhere before applying for the SBA loan. Interest rates cannot exceed […]
Read More
Are you a handyman, electrician, plumber, painter, remodeler, carpenter, designer or provider of another household service? During these unchartered times, we’re doing our best to provide you with ideas to support your business. First, it is important to take care of your health and the health of your team members and your family. Know your […]
Read More
Michael Fusco, president and co-founder of Fusco & Orsini Insurance Services, was invited to speak at a conference of the Insurance Agency Owners Alliance, or IAOA, on January 24, 2020. The annual event drew more than 800 owners and 100 vendors and insurance companies to the Sheraton San Diego Hotel and Marina. “The theme of […]
Read More
Dear F&O Friends and Family, We would like to extend our warmest wishes for a peaceful holiday season and an abundant new year. As we reflect on the year, we’d like to thank you for your continued business and support. This was a year of many changes for our team, as we worked to improve […]
Read More
Fall allergies are upon us. Here are a few suggestions to keep your team from sniffling and sneezing this season: Wear a mask while raking leaves or working with mulch or hay. Use a dehumidifier in your home to avoid mold—and clean it regularly! Wash bathroom tiles and shower curtains with mold-killing products. Discuss your […]
Read More
Climate change in the office can minimize injuries and costs When you own a company, you are uniquely positioned to make decisions that benefit your profit margin, and at the same time, your employees. But it’s actually their position – literally – that may be challenging the balance of your bottom line. Experts say that […]
Read More
2020
