In this episode of the Team Business podcast, Emily Williams joins co-hosts Mike Fusco and Ray Ramirez to speak about her desire to help female entrepreneurs in their business journeys. As a Money Mindset Expert, Emily talks about creating a…
The Hartford Insurance Company is an excellent partner to Fusco Orsini & Associates. At FOA, we represent Hartford’s business and personal lines products. In today’s video, Mike Fusco provides a review of Hartford business insurance. HARTFORD’S HISTORY The Hartford was…
Industry benchmarking is an excellent tool for businesses to utilize for several reasons. For today’s video, Mike Fusco and Ray Ramirez discuss employee benefits benchmarking and how it can help you attract more talent to your firm. FOA IS MORE…
You have many options for business insurance, and Fusco Orsini & Associates is your trusted advisor for several business services. If you’re looking for general liability insurance, workers’ compensation insurance, business automobile insurance, inland marine, commercial property, or many others,…
In this episode of the Insurance Haus podcast, co-hosts Mike Fusco and Ray Ramirez are joined by Natasha Fericelli, HRIS Software Consultant at Paylocity. Natasha discusses how Paylocity is helping business owners streamline their recruiting, onboarding, benefits administration, payroll, timekeeping…
California business owners worry about protecting themselves and their businesses from employee lawsuits and employment liability. Under the large umbrella of management liability insurance products falls employment practices liability insurance, commonly referred to as EPLI. In today’s video, Mike Fusco…
It’s “Business Talk” on the Team Business podcast! In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez discuss the state of the labor market and trends in hiring for small and medium-sized businesses. They also…
At Fusco Orsini & Associates, we are more than an insurance broker. We are a business broker, delivering products and services to meet many needs of all business types and sizes. One of the many reasons we implemented FOA Client…
As a business insurance broker and insurance agent to many businesses, Fusco Orsini & Associates understands the need to provide its clients with value-added services. The team at FOA knows that to be the best partner to its customers, it…
As a business insurance broker and insurance agent to many businesses, Fusco Orsini & Associates understands the need to provide its clients with value-added services. The team at FOA knows that to be the best partner to its customers, it…
What is inland marine coverage? How much does commercial inland marine coverage cost? We answer these questions and break down the price of inland marine insurance in today’s video. WHEN TO CONSIDER INLAND MARINE INSURANCE At Fusco Orsini & Associates,…
In today’s video, Mike Fusco explains the renewal process at Fusco Orsini & Associates and details 3 reasons why FOA starts a client’s renewal 60-120 in advance of the policy effective date. THANK YOU TO OUR AMAZING CLIENTS First, I…
One of the questions we receive every week at Fusco Orsini & Associates is the price of business auto insurance for contractors. In this video, Mike Fusco provides business insurance advice by giving the state of the business…
Hi, this is Mike with Fusco Orsini and Associates. At FOA, we provide struggle-free insurance and risk management services for busy people. Now, I want to, first of all, thank you for the opportunity to earn your business and,…
Work comp insurance is expensive, particularly for general contractors. At Fusco Orsini & Associates, we field questions daily about the cost of work comp insurance for general contractors. Although there is no straightforward answer to the exact price of…
In yesterday’s video, I briefly introduced the cost of general liability insurance for general contractors. I gave some ideas of pricing for small to medium size general contractors and provided some information about the factors that determine the price of…
Hi, this is Mike from Fusco Orsini & Associates. Here’s a question we get all the time. How much does a general liability policy cost for a general contractor? That’s a tricky question to answer without knowing more specifics about…
Introduction to California’s $100,000 LLC/Employee Worker Bond Hi, this is Mike with Fusco Orsini & Associates, where we provide struggle-free insurance and risk management services for busy people. We also offer lots of help with companies’ bonding programs. Now…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Dr. Kim Sandberg, DNP, CRNA, Chief Executive Officer at Aloha Integrative Health. Dr. Sandberg is an experienced Nurse Anesthetist with a demonstrated history of working…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Johan Eide, Founder and Owner of Region. Sonoma, a company changing how wine is being experienced and shared. Johan joins Team Business to talk about…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Lucas Caneda, Global Team Lead at Uniqorn Incubator. As the largest rural incubator-accelerator of its kind in the world, UNIQORN features an eclectic team…
Success-driven visionaries don’t want their goals to be held back by physical and emotional limitations. They want to strive for and achieve their biggest stretch goals. In this episode of the Team Business podcast, hosts Mike Fusco and Ray Ramirez…
Mike Fusco reviews Evolve MGA’s best-in-class cyber insurance policy. Hi, everyone. I hope you’re doing well. We’ve been talking a lot about cyber insurance; whether you’re an agent internally here at the office or a consumer of our agency, we’ve…
In this episode of the Insurance Haus podcast, host Mike Fusco is joined by Drew Youpel, CRIS, STSC, Head of Safety Success at Safesite. Proven to reduce incidents by up to 57%, Safesite is a powerful, easy-to-use safety management solution…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Greg Hasty. Greg, a market research video strategist joins Team Business from his creative media production agency, Hasty Storytelling. With over 10 years of research…
Ladies and gentlemen, please do not miss this podcast episode. With businesses facing the increased threat of cyber-attacks, Mike Fusco welcomes Beau Bechelli to The Insurance Haus. Beau is a production underwriter with Evolve MGA, Advisen’s® 2020 Cyber MGA of…
For many employers, self-funded (or partially self-funded) health insurance plans are a great option to utilize as part of a benefits offering. In this episode of The Insurance Haus, insurance brokers Mike Fusco and Ray Ramirez welcome Jason Youngs, President…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Travis Bottoms, owner of Polite Pest. Travis started his business at the onset of the COVID-19 pandemic but still found great success and growth through…
The U.S. Department of Labor’s (DOL) Wage and Hour Division (WHD) has updated its “COVID-19 and the Family and Medical Leave Act Questions and Answers” web page, originally published in 2020. As before, the Q&As explain that—under the FMLA—covered employers…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Tim Fitzpatrick, President of Rialto Marketing. At Rialto Marketing, they help businesses simplify marketing so they can grow with less stress. They do this by…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Andrea Yoder Clark, CEO of Predictive Portfolios and professor at the University of San Diego. Andrea joins Team Business to discuss how to use data…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Ruth King of Business Ventures Corporation. Ruth King is a profitability master, giving businesses the processes and tools to get and stay profitable, and build…
NEWS RELEASE SAN DIEGO (May 12, 2021) – Liberty Mutual Insurance has recognized Fusco Orsini & Associates Risk and Insurance Services as a Liberty Mutual Elite Agent based upon outstanding performance and partnership. Fewer than 10 percent of independent insurance…
Taking an active step in commemorating Armed Forces Day on May 15, 2021, Fusco Orsini & Associates has become a Wounded Warriors Corporate Champion, a partnership that delivers life-changing programs to members of the military. As a corporate champion, the…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez welcome Dr. Charles Redd, D. Min to the show. Dr. Charles is a Fortune 500 executive, life coach, professor, speaker, mentor, and transformational leader. He has…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Matthew Parvis, Co-Founder, and CEO of Fresh Clean Tees. Mike and Ray urge their listeners to enjoy this episode with Matthew as he drops major…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Andrew Bartlow, growth company advisor, a chief people officer, an author, and advisor. He joins us from the mecca of company startups in California’s Bay…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Jackson Dalton, MPH, CSP, and President of Black Box Safety. Jackson speaks about his career in occupational safety. His company, Black Box Safety, started in…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Andrea Yoder Clark, CEO of Predictive Portfolios. Mike and Ray speak to Andrea about her path to becoming a data scientist. They discuss her new…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez welcome Brett Putter, a leading expert on startup and high-growth company culture. Brett is also the author of ‘Culture Decks Decoded‘ and ‘Own Your Culture.’ Episode…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez are joined by Marc DeLeonibus, Co-Founder and Director of Bold Penguin. Marc chats about the history of his company, the reason for the name, his background,…
Business owners have many decisions to make when running their businesses, from inventory management and human resources to insurance and risk management. It can be challenging to know what kinds of insurance coverages are the best to purchase for your…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Jon Diamond. He started, grew, and exited an extremely successful HVAC company in Northern California. It took lots of great people to propel Moore HVAC…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Todd Cooper, the owner and founder of Waxelene. Todd discusses how he operates and grows his business with the help of outsourcing. Episode Highlights: Mike…
Homeowners Insurance products have many components. Read on to learn more. How can Comparing Quotes Help Homeowners Save Money on Expensive Endorsements Like Flood or Earthquake Insurance? For many people, their home is the biggest purchase they will ever make.…
Workers’ Compensation has historically been coverage that is highly affected by prior incidents. A workers’ compensation carrier may use a merit rating to determine rates – using a company’s loss history to predict future trends in claims is a standard…
Small business owners in California need to know about the state’s experience rating system for Worker’s Compensation insurance. California is different from many other states in the way they manage Workers’ Compensation. If your business qualifies for an experience rating,…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Daniel Seong, the Owner and Founder of Great Park Insurance. Daniel talks about his journey in the insurance industry and the factors that have led…
In this episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview David Munoz, the Co-Founder and Managing Director of the Mission Legal Center. David talks about their goals and services, and how they pivoted with COVID,…
In today’s episode of the Team Business podcast, co-hosts Mike Fusco and Ray Ramirez interview Michelle Flores-Gonzales, COO & VP at Flores Financial Services. Michelle talks about the financial services that they offer, the dynamics of working in a family…
