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Implement a Cyber Incident Response Plan

Available to Customers that Subscribe to our MyWave Connect Portal All businesses should be concerned with data protection and plan for cyber attacks.  It’s a known fact that regardless of size, all companies are at risk of a data breach. The implementation of a Cyber Incident Response Plan is crucial, but many business owners don’t […]

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California Legislation Introduces New Data Breach Notification Law

Many states have embraced standards that businesses must follow to safeguard personal identifying information. Often these standards include ‘Data Security Breach Notification Requirements.’ In California, the California Attorney General’s Office implements these laws. It’s important to note that in February new legislation was introduced to strengthen California’s data breach notification law that protects consumers. The […]

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OSHA INCREASES Civil Penalty Amounts for 2019

As if OSHA penalties weren’t already drastic, the Occupational Safety and Health Administration published a final rule on 1/23/2019 that increases maximum penalty amounts for 2019.  The numbers are staggering; for most violations, the new maximum penalty amount is $13,260.  For willful or repeated violations, the updated maximum penalty amount is $132,598. Normally, Federal law […]

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Free Training Materials for California Sexual Harassment Prevention

At Fusco & Orsini Insurance Services, we understand the importance of keeping your employees protected. Did you know California passed a new law in September requiring sexual harassment prevention training? The law, which requires all employers with 5 or more employees to provide two hours of training, went into effect on Jan. 1, 2019. We are happy […]

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Want To Lower Workers’ Compensation Rates? Implement A Construction Safety Program

Companies throughout California are struggling with sticker shock as workers’ compensation insurance rates continue to skyrocket. Workers’ comp rates can be a particularly large burden to companies with a high risk of injury, like construction and manufacturing companies. Wouldn’t you like to decrease the cost of your workers’ comp insurance? Then consider implementing a strict safety program. […]

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How To Conduct An Accident Investigation In The Workplace

Workplace accidents are a big liability to businesses. Not only is it a terrible tragedy whenever an employee is injured while performing their job, but it can also have big financial consequences for your company as well. Losing a valuable employee for any length of time is expensive, and workplace accidents will also raise workers’ compensation […]

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san diego insurance agency

The Indirect Costs of a Workplace Accident

Workers’ compensation insurance helps insulate a company from the direct costs associated with an employee injury. For example, the company’s workers’ compensation policy will pay for medical care and will cover partial wages while the worker or workers recover. While the direct costs of a workplace injury could manifest in increased workers’ compensation rates, companies need […]

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san diego insurance agency

Who Needs Inland Marine Insurance?

Inland marine insurance is one of the most confusing types of commercial insurance available, and many business owners aren’t sure exactly what it is or if they need it. In a nutshell, inland marine insurance was originally created to protect goods as they traveled overseas; hence its name. Over time, however, the insurance evolved to cover […]

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san diego insurance agency

What Is Inland Marine Insurance?

Inland marine insurance is often misunderstood. In fact, most business owners don’t know what inland marine insurance is, despite the fact that this type of coverage could be vital in protecting some of the owner’s most valuable property. Most of the confusion comes from the name.  Inland marine insurance was originally conceived to protect goods as […]

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san diego insurance agency

Faces of Fusco: Nadine Barrera

Please meet Nadine, who has joined Fusco & Orsini as a customer service representative! We sat down with Nadine to get a little behind-the-scenes look at what inspires her. What does a typical weekend look like for you? I love to go for a good egg and bacon breakfast somewhere like Perry’s, Studio Diner, Rudford’s […]

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