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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Phone: (858) 384-1506
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Email: hello@foagency.com
What Insurance Does My Restaurant Need?
Restaurant insurance can help protect you from losses due to common risks, such as slips and falls, equipment breakdowns, cuts, and kitchen fires. There are 10 different types of insurance coverages to consider, and this...
Navigating Employee Benefits and Staying Compliant During Employee Separations
Employee separation, whether voluntary or involuntary, involves many tasks that must be completed quickly. Some of these tasks include finalizing payroll, obtaining company property, transferring job responsibilities, and addressing employee benefits. Download our complete checklist...
Four Ways to Help Your Team Manage Stress in 2025
Managing stress at work isn’t a nice-to-have. It’s a must-have. In 2025, stress levels in the U.S. are at an all-time high, as nearly 40% of Americans report experiencing peak stress (MSN). From rising global...
Mid-Year Insurance Review Checklist for Business Owners
Insurance reviews or “checkups” for your business might not be the first thing on your summer to-do list. But summer is actually an ideal time to step back, review your current coverage, and identify any...
How to Keep Your Workplace Safe and Employees Thriving This National Safety Month
Workplace safety takes center stage every June during National Safety Month, a campaign led by the National Safety Council. The goal of National Safety Month is to raise awareness about the leading causes of preventable...
9 Common Cybersecurity Mistakes Remote Workers Make
Cybersecurity work from home policies are so important, especially with an increase in remote jobs. Cybercriminals don’t care what size your company is or what industry you operate in. If you are in business, you...
Employee or Independent Contractor Status When Enforcing the FLSA
Independent contractor status under the Fair Labor Standards Act (FLSA) is a confusing topic business owners often ask us about. It’s one thing to agree with a worker that they are an independent contractor and...
Does my small business need a business continuity plan?
A business continuity plan example would include various components, such as a risk assessment, plans for restoring systems, roles that outline who will do what, and more. A business continuity plan (BCP) is your proactive...
5 Builders Risk Policy Endorsements You Should Never Overlook
Builders risk insurance is an essential protection for contractors, developers, and property owners! Construction is complex. Every project is different; timelines shift, materials change, and budgets evolve. A builders’ risk insurance policy helps protect the...