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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Phone: (858) 384-1506
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Email: hello@foagency.com
Risk Management
Step into the realm of proactive protection with our ‘Risk Management’ category, where we unravel the art and science of safeguarding against potential threats. This essential resource empowers individuals and businesses with the knowledge and strategies to anticipate, assess, and mitigate risks. From techniques in risk management to practical tips for everyday risk avoidance, our expertly crafted content covers a wide spectrum of topics designed to fortify your defenses. Whether looking to protect your assets, secure your business operations, or understand the latest industry-specific risk trends, ‘Risk Management’ provides the insights and tools you need to maintain resilience in the face of uncertainty.
What’s in a Construction Employee Safety Manual?
Construction safety manuals should clearly outline key procedures and expectations to ensure a safe working environment for all. After reviewing your safety manual, employees should clearly understand that they must comply with safety rules, company policies, and any additional rules…
What Insurance Does My Restaurant Need?
Restaurant insurance can help protect you from losses due to common risks, such as slips and falls, equipment breakdowns, cuts, and kitchen fires. There are 10 different types of insurance coverages to consider, and this blog post gets to the…
Mid-Year Insurance Review Checklist for Business Owners
Insurance reviews or “checkups” for your business might not be the first thing on your summer to-do list. But summer is actually an ideal time to step back, review your current coverage, and identify any gaps, before the busy fall…
How to Keep Your Workplace Safe and Employees Thriving This National Safety Month
Workplace safety takes center stage every June during National Safety Month, a campaign led by the National Safety Council. The goal of National Safety Month is to raise awareness about the leading causes of preventable injury and death, and to…
9 Common Cybersecurity Mistakes Remote Workers Make
Cybersecurity work from home policies are so important, especially with an increase in remote jobs. Cybercriminals don’t care what size your company is or what industry you operate in. If you are in business, you are a potential target, which…
Does my small business need a business continuity plan?
A business continuity plan example would include various components, such as a risk assessment, plans for restoring systems, roles that outline who will do what, and more. A business continuity plan (BCP) is your proactive strategy for keeping your business…
Protect Your Business with Customized Equipment Lease Contracts
Leasing equipment plays a critical role in keeping your business running smoothly. Whether you work in construction, manufacturing, event planning, or another industry that relies on tools and machinery, a solid lease contract protects your operations and assets. Creating that…
Understanding Total Cost of Risk (TCOR): A Guide for Business Owners
As a business owner, you make daily decisions that impact your bottom line. You review expenses, manage payroll, and negotiate contracts—but have you ever stopped to think about the total cost of risk (TCOR) in your business? In many of…
What you don’t know can hurt you!
Identifying Risky Exclusions in Subcontractor Insurance In recent months, I’ve written articles and released videos aimed at general contractors, highlighting how exclusions within general liability policies can significantly impact business protection. I have also emphasized the importance of compliance, especially…
Contractors: How can I easily verify my subcontractors?
Welcome to 4Contractors by 4C Advising → your place to build your strongest contractor business yet! The 4C series is simple. In each post, we answer one burning question contractors have so you can take care of business. Let’s jump in!…