Dive into the ‘Contractor’s Toolkit,’ curated by our insurance experts to empower contractors with the knowledge and strategies essential for risk management and protection. This category demystifies insurance solutions tailored to the unique needs of the construction industry, from liability coverage and workers’ compensation to bonding and beyond. Whether navigating the complexities of project insurance or seeking ways to safeguard your business and employees, ‘Contractor’s Toolkit’ provides the guidance and tools you need to build a secure and resilient contracting business.
One of the most misunderstood or overlooked insurance products for construction industry professionals is Controlled Insurance Programs (CIPs). It’s essential for contractors to understand CIPs, whether an OCIP (Owned-Controlled Insurance Program) or CCIP (Contractor-Controlled Insurance Program). Mike Fusco explains CIPs…
ATTENTION CONTRACTORS! READ your insurance requirements. It will mean the difference between a profitable construction business and one that sinks into the red. Fusco Orsini & Associates has 50+ years of combined experience working with contractors. We KNOW insurance requirements…
If you’re a California general contractor, you understand the challenge associated with workers’ compensation insurance. Fusco Orsini & Associates (FOA) provides workers’ compensation programs to general contractors in California. Our vast experience allows us to connect clients with the best…
Introduction to California’s $100,000 LLC/Employee Worker Bond Hi, this is Mike with Fusco Orsini & Associates, where we provide struggle-free insurance and risk management services for busy people. We also offer lots of help with companies’ bonding programs. Now…
Avoiding Delays, Disputes and Damage Note to contractors and subs: Get more eyes to review subcontracting agreements Everything from lien rights to project expectations are included in contracts for your jobs. But all you need is a faulty or incomplete…
Inland marine insurance is one of the most confusing types of commercial insurance available, and many business owners aren’t sure exactly what it is or if they need it. In a nutshell, inland marine insurance was originally created to protect goods…
Inland marine insurance is often misunderstood. In fact, most business owners don’t know what inland marine insurance is, despite the fact that this type of coverage could be vital in protecting some of the owner’s most valuable property. Most of the…
There’s one overriding reason why contractors in California need to provide workers’ compensation insurance to their employees – it’s the law. California, along with almost every other state in the union, requires all employers, regardless of industry or number of employees, to…
Everyone appreciates getting paid for the work that they do, but rarely do employers have to take out a special type of bond just to guarantee that they’ll pay their employees, subcontractors, and suppliers. Unfortunately, construction companies are the exception…
Let’s just get this out into the open – INSURANCE IS CONFUSING. There are forms. Many forms. Forms filled with fine print, limitations, and clauses you’ve never heard of before. Typically speaking, most consumers do not enjoy reading their insurance…
