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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Phone: (858) 384-1506
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Email: hello@foagency.com
Insurance Products
Embark on a journey through the intricate world of insurance with ‘Navigating Insurance,’ your ultimate guide to understanding and making the most of your insurance options. This category is designed to illuminate the path for individuals and businesses, demystifying everything from basic policy terms to advanced coverage strategies. Whether seeking to protect your family, secure your assets, or safeguard your business, ‘Navigating Insurance’ offers expert insights, tips, and advice to help you make informed decisions. Explore a wealth of articles catering to all levels of insurance knowledge, equipping you with the tools you need to navigate the insurance landscape confidently.
Solar Contractors: Keep Your Team Golden with General Liability Coverage
Sacramento Leaders Pass Law Requiring Solar for New Home Construction The sun came out for clean energy advocates this year when California state lawmakers determined that beginning in 2020, all new residential buildings up to three stories high must have…
Should You Add All Drivers to Your Business Auto Policy?
Optimizing Your Business Auto Insurance Policy: Why Adding All Drivers Matters Business auto insurance can be complex for company owners, but ensuring adequate coverage is essential to protecting your business, employees, and financial stability. Your policy must be comprehensive enough…
Changes to CA Workers’ Compensation Coverage Exclusions July 2018
Attention Fusco & Orsini business clients! This is to inform you that there is an important change happening which requires your immediate attention. SB 189 is a new legislation that changed the Labor Code Section 3351. It revises the changes made…
Video: California Contractors – 5 Things You Should Know Before You Get Audited
We wouldn’t have gone into business if it weren’t for California Contractors. We started and built our business around helping these folks cover their bases when it comes to insurance and prepping for audit season. Watch the video and scroll through these…
It’s Time to Understand Business Property Coinsurance and Secure Your Bottom Line!
As business owners, you’ve heard the term “coinsurance”, but if someone asked you to define it, you wouldn’t know how to answer. If this sounds like you, click the video link below and watch as Mike Fusco explains coinsurance, and…
Bop It! Insurance Policy Bundles For Tech Startups
A business owner’s policy (BOP) can help small business owners to get up and running with the various insurance coverages they need, like property and liability insurance, without having to take out a bunch of separate policies. By having the insurance lines…
I’m moving out of my parents’ house – what insurance do I need?
By: Jo Ann Schnabl Broker, Fusco & Orsini Insurance Services Want to know the secret to adulting? It’s asking for guidance. The team at Fusco & Orsini is happy to help you assess your insurance needs. When moving out, here are some policies…
How does my property value affect my homeowner’s insurance?
Great question! We offer a replacement cost guarantee of 25% or 50% on most our homeowners policies, which goes above and beyond the dwelling coverage. We do this to protect our customers in the event of inflation or high demand, which…
How does personal property apply on a homeowner’s policy?
When you purchase homeowners insurance, did you know that you are buying coverage not only to replace the cost of damage to your home, but also damage to personal property within your home? Homeowners insurance can also offer liability coverage…
Protecting Your Home: Special Insurance Concerns for Homeowners
Most of us purchase homeowner’s or renter’s insurance directly from an insurance company or through an agent/broker and don’t really think twice about it as long as it meets the minimum requirements of the lender or the landlord; but there are…