If your business is changing and you are deciding between growing an in-house HR team, utilizing a PEO, or blending in-house tasks with select service providers, this blog is for you. To PEO or not...
Wildfires can occur at any time throughout the year, though they are most common between April and October. The western and southern regions of the United States typically have the greatest risk of experiencing the...
Title: The Experience Modification Factor (EMF) Explained + How to Keep Your EMF Low If you want to lower your workers compensation premium while prioritizing employee safety – this one’s for you! As you probably...
Last week, I moved a client who owns a commercial building in Los Angeles from the ‘standard’ or ‘preferred’ market to the ‘surplus’ or ‘non-admitted’ market. Like many policyholders in California and other states, my...
A New 4C Advising Partnership At 4C Advising, we’re committed to finding solutions that help businesses thrive. That’s why we’re excited to announce a new partnership that will streamline payroll and workers’ compensation integration. This...
What is social engineering? Cybercriminals use social engineering to gain access to sensitive data and systems. By preying on key human behaviors, such as respect for authority figures, fear of conflict, and response to incentivization,...
As living costs continue to rise in California, consumers face difficult choices about budgeting for essential expenses, including insurance. Home and auto insurance policies are necessary to protect your most valuable assets, but balancing the...
Most business owners know that getting insurance coverage is an essential layer of protection. But do you know what your insurance covers, and have you accounted for all potential situations? We sometimes find that small...
As a business owner, it’s common to wear many (or sometimes…all) of the hats. You probably got into business to provide a product or service, and then you quickly realized there are so many more...
