Premiums Explained

Unlock the mysteries of insurance premiums with our ‘Premium Explained’ category. This dedicated space breaks down the complexities behind premium calculations, shedding light on the factors that influence your insurance costs. From understanding rate adjustments and risk assessments to exploring discounts and savings strategies, ‘Premium Explained empowers you with the knowledge to navigate your insurance options more effectively. Whether you’re a personal policyholder or a business owner, our expert insights help you make sense of premiums, ensuring you’re well-equipped to make informed decisions about your insurance coverage.

How are workers’ compensation waivers of subrogation endorsements billed?

In a recent post, we talked about dual wage classifications for California workers compensation within the construction industry. Today, we’re continuing our chat about workers comp and what the construction industry needs to know. We’ll delve into waiver of subrogation…

September 1, 2018

A Guide to Workers Compensation Rates

Workers compensation is necessary, not evil. It protects you, the employer, from being sent into financial dire straits in the event that an employee is hurt on the job. Before workers compensation, employees would sue their workplace to recoup costs…

August 25, 2018

How Your Credit Score Impacts Insurance Premiums (and How to Improve It)

Your credit score is crucial in many financial aspects—from securing loans to determining interest rates. But did you know it can also affect your insurance premiums? Many insurance companies use credit-based insurance scores to assess risk and calculate policy rates.…

February 2, 2017