Mobile & Manufactured Home Insurance

Do you own a mobile home in California?

Mobile and Manufactured Home Insurance Tailored to Your Needs

Owning a mobile or manufactured home comes with unique risks and responsibilities. At Fusco Orsini & Associates, we provide comprehensive insurance solutions for mobile and manufactured homeowners. Our policies protect you against the unexpected while maintaining peace of mind.

Why Mobile and Manufactured Home Insurance is Essential

Your mobile or manufactured home may differ from traditional homes in structure and location, but it deserves the same level of protection. This type of insurance is essential to safeguard against risks such as:

• Fire, Windstorms, and Other Natural Disasters: Protect your home from perils that can cause significant damage.
• Theft and Vandalism: Coverage for personal belongings and repairs to your home caused by theft or malicious acts.
• Liability Coverage: Protect yourself if someone is injured on your property or if you accidentally cause damage to someone else’s property.
• Replacement Costs: Ensure you can repair or replace your home and belongings without out-of-pocket surprises.

What Our Mobile and Manufactured Home Insurance Covers

Our policies can be customized to include:

1. Dwelling Coverage: Protection for the structure of your home, including attached structures like decks and patios.
2. Personal Property Protection: Coverage for your belongings, from electronics to furniture.
3. Liability Coverage: Safeguards against lawsuits for bodily injury or property damage.
4. Loss of Use Coverage: Helps cover living expenses if your home becomes uninhabitable due to a covered loss.
5. Optional Add-Ons: Add endorsements for flood insurance, earthquake coverage, or enhanced personal property protection.

Benefits of Choosing Fusco Orsini & Associates

• Personalized Policies: We understand that every homeowner’s needs are unique. Our team works with you to build a policy tailored to your lifestyle.
• Competitive Rates: We partner with multiple carriers to offer options that fit your budget without sacrificing coverage.
• Expert Guidance: With years of experience, we simplify the insurance process and provide clarity.

Mobile Home Insurance FAQs

1. Do I need a specific insurance policy for a mobile or manufactured home?
Yes. Mobile and manufactured homes have unique insurance requirements compared to site-built homes. Standard homeowners’ insurance typically does not cover them adequately.

2. Can I bundle my mobile home insurance with other policies?
Absolutely. Bundling your insurance policies (e.g., auto, RV, or boat insurance) can save you money.

3. Does this insurance cover older manufactured homes?
We offer policies for homes of various ages, though coverage options may vary depending on your home’s condition and age.

How to get started on your Mobile Home policy

Protecting your home doesn’t have to be complicated. Let Fusco Orsini & Associates provide you with the peace of mind you deserve. Complete the form below to connect with a professional from our personal lines insurance team.

We will make the process simple!