Risk Management & Compliance Center
Get answers to commonly asked questions about insurance! Use the search bar, or select the category you wish to explore below.
Is a Professional Employer Organization (PEO) My Best Option?
If your business is changing and you are deciding between growing an in-house HR team, utilizing a PEO, or blending in-house tasks with select service providers, this blog is for you. To PEO or not PEO – that is the question we’ll guide you through today! First, what is a Professional Employer Organization (PEO)? A […]
Zywave Client Portal: A One-Stop-Shop for Risk Management & Compliance
As a business owner, it’s common to wear many (or sometimes…all) of the hats. You probably got into business to provide a product or service, and then you quickly realized there are so many more things involved in growing your company the right way. One day you need to write an employee handbook and the […]
How to Read an Experience Modification Worksheet
When it comes to workers’ compensation insurance, there are many factors that go into calculating the cost you pay. Insurance companies want to understand the exposure on their end and you want to know why you pay what you do, especially if there are measures you can take to reduce your risk. The Experience Modification […]
Creating a Cybersecurity Awareness Program
Imagine the CEO of your company emailing you to ask you to purchase $500 in gift cards. Something feels off…but it’s your CEO asking. Do you do it? Do you know who you can ask to make sure it’s legit? Imagine your long-time associate at a top vendor emails you an invoice requesting payment via […]
Weathering Storms with a Business Continuity Plan
Just last month, Hurricane Beryl made landfall in Texas as a Category 1 hurricane, causing catastrophic damage to homes and infrastructure. The storm caused widespread property destruction, prolonged power outages and significant economic disruption throughout these areas. As we have seen with Hurricane Beryl and countless other storms, particularly in coastal areas, weather events can […]
Strengthening Your Cyber Defenses Before It’s Too Late
In today’s digital age, small and medium-sized businesses (SMBs) face increasing risks from cyber threats. A recent blog by Fusco Orsini & Associates highlighted the significant impact of the CrowdStrike incident and underscored the importance of cyber insurance in mitigating such risks. Building on that discussion, this blog from 4C Advising delves deeper into practical […]
Subcontractor Agreements & Getting Started
Are you hiring a subcontractor for your business? If so, it is vital to establish a formal relationship between your business and the subcontractor from the very beginning. Doing so lets you set expectations, define roles and responsibilities, and set terms and conditions. These steps can help you reduce risk and disputes moving forward. There […]
Streamlining Workers’ Comp Claims with our Concierge Service
Post-Injury Management: As a business owner, you know that managing workers’ compensation claims can be a complex and time-consuming process. It’s a challenge that requires meticulous attention to detail and a proactive approach to ensure your employees receive the support they need while keeping your business compliant and financially stable. That’s where our partnership with […]
How Can Loss Control Audits Improve Your Bottom Line?
What is a Loss Control Audit? A Loss Control Audit is a process that organizations and insurers can use to evaluate and reduce risks that might lead to potential losses. Risk management professionals carry out these audits and advise on hazards or safety protocols that may need to be improved. Why might an organization conduct […]
The Impact of Return to Work Programs for Employers
Have you considered implementing a return-to-work program for your business? A return-to-work program can be crucial to a workers’ compensation strategy. Regardless of your industry or company, your employees may face challenges such as on-the-job injuries or illnesses. Therefore, it is crucial to have a well-crafted return-to-work plan in place. You would want your employees […]