Terms & Conditions

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using this website.   Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all website visitors, users, and others who wish to access or use our Services.

By accessing or using this Service you agree to be bound by these Terms. If you disagree with any part of the terms then you do not have permission to access this Service.

Intellectual Property

The Service and its original content, features, and functionality will remain the exclusive property of our firm and its affiliates.  The service provided on this website is protected by copyright, trademark, and other laws of the United States. 

Links To Other Web Sites

Our Service may contain links to third-party websites or services that are not owned or controlled by us.  We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party website or service.  We do not warrant the offerings of any of these entities, individuals, or their websites.  You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Termination

We may terminate or suspend your access to this website immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.  All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability. 

Indemnification

You agree to defend, indemnify, and hold harmless  our firm, its affiliates and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms.

Not an Offering of Securities

All the information herein has been prepared for educational purposes only and does not constitute an offer to purchase or sell securities.

Investment Risks

There may be material risks associated with investing including surrender penalties, liquidity, general market conditions, interest rate risks, potentially changing tax laws, general economic risks and the potential loss of investment principal. 

No Guarantees

Dividends and capital appreciation are not guaranteed and could be lower than anticipated. Diversification does not guarantee a profit or protect against a loss in a declining market.  

This material in this website is not to be interpreted as tax or legal advice. Please speak with your own tax and legal advisors for advice/guidance regarding your particular situation.  

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