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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Insurance Products
Embark on a journey through the intricate world of insurance with ‘Navigating Insurance,’ your ultimate guide to understanding and making the most of your insurance options. This category is designed to illuminate the path for individuals and businesses, demystifying everything from basic policy terms to advanced coverage strategies. Whether seeking to protect your family, secure your assets, or safeguard your business, ‘Navigating Insurance’ offers expert insights, tips, and advice to help you make informed decisions. Explore a wealth of articles catering to all levels of insurance knowledge, equipping you with the tools you need to navigate the insurance landscape confidently.
Off-Site Coverage and OCIP Insurance Projects: When Enough Is Enough
Subcontractors working under OCIP Insurance are already familiar with the process. You enroll in the WRAP, provide a bid credit to account for insurance you’re no longer supplying, and proceed knowing your work under the WRAP is covered. But that…
What is a group captive insurance program, and should I consider it for my business?
What are the benefits of captive insurance programs? A group captive insurance program is when multiple companies come together to form their own insurance company instead of relying on a third-party provider. In other words, numerous members pool their resources…
Still Unsure About Filing a Workers’ Comp Claim? Here’s the Hard Truth
Delaying a workers’ compensation claim is one of the biggest mistakes an employer can make. Think you’re saving money by waiting it out? Hoping the injury will “resolve itself”? Wrong. Failing to file a workers’ comp claim on time can…
Contractors: How can I easily verify my subcontractors?
Welcome to 4Contractors by 4C Advising → your place to build your strongest contractor business yet! The 4C series is simple. In each post, we answer one burning question contractors have so you can take care of business. Let’s jump in!…
Construction Budgets & Insurance: A Contractor’s Guide to Getting Covered
Budgets are crucial in ensuring a project stays on track financially. Yet, despite their deep industry experience, many contractors may not be entirely familiar with how construction budgets work, especially when securing insurance policies like builder’s risk insurance. Whether you’re…
Closing the Gaps: Understanding and Mitigating Action Over Exclusions
Liability exclusions can be a minefield for businesses, especially in industries like construction, where risk is part of the job. Among the most misunderstood are the “Action Over Exclusion” and “Third-Party Action Over Exclusion” found in General Liability policies. These…
Is a Project-Specific General Liability Policy the Right Choice for Your General Construction Company?
Imagine you’re about to embark on a major construction project—a custom home build that could define your company’s legacy (and bottom line). The stakes are high, and so are the risks. While your standard general liability insurance has served you…
From the Gridiron to Your Business: The Super Bowl of Business Coverage
As the NFL playoffs heat up, the excitement of the big game brings to mind the critical roles insurance policies play in protecting businesses. Just like NFL players on a championship run, each policy has a specific role to ensure…
Are car insurance premiums going up in 2025?
Article at a glance: Are car insurance premiums going up in 2025? As we enter a new year, it’s safe to say that most of us want to maximize our dollars, crush our goals, and lead healthy, happy lives. Two-thousand-twenty-five…
Top Insurance Coverage Predictions for Businesses in 2025
Article a glance: Will my business insurance premiums change in 2025? Chances are, you are on a mission to build your strongest business yet! In doing so, it’s important to strengthen and protect what matters most: your people and your…