Embark on a journey through the intricate world of insurance with ‘Navigating Insurance,’ your ultimate guide to understanding and making the most of your insurance options. This category is designed to illuminate the path for individuals and businesses, demystifying everything from basic policy terms to advanced coverage strategies. Whether seeking to protect your family, secure your assets, or safeguard your business, ‘Navigating Insurance’ offers expert insights, tips, and advice to help you make informed decisions. Explore a wealth of articles catering to all levels of insurance knowledge, equipping you with the tools you need to navigate the insurance landscape confidently.
The ACORD 25, or Certificate of Liability Insurance, is one of the more recognizable documents in the commercial insurance business. Every day, the team at FOA delivers hundreds of ACORD 25 forms to and on behalf of our clients. Although…
Business owners often get confused regarding the difference between a certificate holder and an additional insured. Mike Fusco explains the differences in today’s video using both technical terms and non-specialists’ terms. We hope you gain a better understanding after watching.…
Welcome back, business owners! As business owners, we understand the costs associated with workers’ compensation insurance. We also know that work comp claims will drive up the insurance costs and erode a business’ bottom line! You must remain aware…
You can expect the insurance company to perform an inspection if you have a business insurance policy, such as general liability or commercial property. You can guarantee that the business insurance company inspects if you have contractors’ insurance. And when…
You own a business and carry general liability insurance. You renewed the insurance policy, and shortly after, you received a request to conduct a general liability audit from the insurance company. You are unfamiliar with the audit process and are…
Most insurance carriers issue commercial general liability insurance policies on an occurrence form. In contrast to the claims-made policy I discussed in previous videos, the occurrence form policy covers claims arising out of damage or injury during the policy period,…
In today’s video, Mike Fusco explains the renewal process at Fusco Orsini & Associates and details 3 reasons why FOA starts a client’s renewal 60-120 in advance of the policy effective date. THANK YOU TO OUR AMAZING CLIENTS First, I…
Mike Fusco reviews Evolve MGA’s best-in-class cyber insurance policy. Hi, everyone. I hope you’re doing well. We’ve been talking a lot about cyber insurance; whether you’re an agent internally here at the office or a consumer of our agency, we’ve…
Business owners have many decisions to make when running their businesses, from inventory management and human resources to insurance and risk management. It can be challenging to know what kinds of insurance coverages are the best to purchase for your…
Homeowners Insurance products have many components. Read on to learn more. How can Comparing Quotes Help Homeowners Save Money on Expensive Endorsements Like Flood or Earthquake Insurance? For many people, their home is the biggest purchase they will ever make.…
