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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Phone: (858) 384-1506
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Email: hello@foagency.com
Insurance Products
Embark on a journey through the intricate world of insurance with ‘Navigating Insurance,’ your ultimate guide to understanding and making the most of your insurance options. This category is designed to illuminate the path for individuals and businesses, demystifying everything from basic policy terms to advanced coverage strategies. Whether seeking to protect your family, secure your assets, or safeguard your business, ‘Navigating Insurance’ offers expert insights, tips, and advice to help you make informed decisions. Explore a wealth of articles catering to all levels of insurance knowledge, equipping you with the tools you need to navigate the insurance landscape confidently.
What is the price of business auto insurance for contractors?
One of the questions we receive every week at Fusco Orsini & Associates is the price of business auto insurance for contractors. In this video, Mike Fusco provides business insurance advice by giving the state of the business…
Digging deep into the cost of work comp insurance for general contractors!
Work comp insurance is expensive, particularly for general contractors. At Fusco Orsini & Associates, we field questions daily about the cost of work comp insurance for general contractors. Although there is no straightforward answer to the exact price of…
General liability insurance costs for general contractors, Part 2
In yesterday’s video, I briefly introduced the cost of general liability insurance for general contractors. I gave some ideas of pricing for small to medium size general contractors and provided some information about the factors that determine the price of…
What is the cost of a general liability policy for a general contractor?
Hi, this is Mike from Fusco Orsini & Associates. Here’s a question we get all the time.How much does a general liability policy cost for a general contractor?That’s a tricky question to answer without knowing more specifics about the general…
How can a cyber insurance policy protect your business?
Mike Fusco reviews Evolve MGA’s best-in-class cyber insurance policy. Hi, everyone. I hope you’re doing well. We’ve been talking a lot about cyber insurance; whether you’re an agent internally here at the office or a consumer of our agency, we’ve…
Beau Bechelli of Evolve MGA Joins Us to Speak About Cyber Insurance!
Ladies and gentlemen, please do not miss this podcast episode. With businesses facing the increased threat of cyber-attacks, Mike Fusco welcomes Beau Bechelli to The Insurance Haus. Beau is a production underwriter with Evolve MGA, Advisen’s® 2020 Cyber MGA of…
What are the Differences Between a Commercial Package Policy and a BOP?
Business owners have many decisions to make when running their businesses, from inventory management and human resources to insurance and risk management. It can be challenging to know what kinds of insurance coverages are the best to purchase for your…
Homeowners insurance products have many components. Read on to learn more (Q&A).
Homeowners Insurance products have many components. Read on to learn more. For many people, their home is the biggest purchase they will ever make. It is critically important, then, to protect this investment with proper insurance coverage. But homeowners coverage…
Will COVID-19 Claims Affect my Workers’ Compensation Rates?
Workers’ Compensation has historically been coverage that is highly affected by prior incidents. A workers’ compensation carrier may use a merit rating to determine rates – using a company’s loss history to predict future trends in claims is a standard…
Everything you should know about Workers’ Compensation experience modification factors
Small business owners in California need to know about the state’s experience rating system for Worker’s Compensation insurance. California is different from many other states in the way they manage Workers’ Compensation. If your business qualifies for an experience rating,…