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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Phone: (858) 384-1506
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Email: hello@foagency.com
Insurance Products
Embark on a journey through the intricate world of insurance with ‘Navigating Insurance,’ your ultimate guide to understanding and making the most of your insurance options. This category is designed to illuminate the path for individuals and businesses, demystifying everything from basic policy terms to advanced coverage strategies. Whether seeking to protect your family, secure your assets, or safeguard your business, ‘Navigating Insurance’ offers expert insights, tips, and advice to help you make informed decisions. Explore a wealth of articles catering to all levels of insurance knowledge, equipping you with the tools you need to navigate the insurance landscape confidently.
What to Know: Employment Practices Liability Insurance
Considering purchasing EPLI (Employment Practices Liability Insurance)? Let’s review the history and pros and cons of the current EPLI landscape to determine if EPL insurance is right for your business. History of EPLI EPLI was originally developed in 1990, following…
Business Liability 101: The Ultimate Guide to Insurance
If you own a business, you will likely purchase liability insurance to protect against any legally enforceable obligation. In other words, insurance that will pay or render service on your behalf for loss arising out of legal liability to others.…
5 WAYS TO SAVE on General Liability Insurance for Your Business [Insurance Agent Secrets REVEALED]
Thank you for visiting our BLOG and learning about 5 ways to save on general liability insurance for your business! Please also remember to watch our video below for helpful saving tips! I have the pleasure of speaking to business…
Protect Your Residence: Tips for Homeowners and Renters
Whether you are a homeowner or a renter, getting the right kind of insurance for your situation should be a priority. Here are some of the important things to remember and misconceptions we find clients have about both of these…
Changes to work comp dual wage classification thresholds!
The change to work comp dual wage classification thresholds takes effect on 9/1/2022 for all new and renewed policies. The Workers’ Compensation Insurance Rating Bureau (WCIRB) of California changed dual wage classification thresholds for the first time since 1 Please…
Loss Run Reports: What are they and what do they mean for your business insurance
Loss Run Reports: What are they and what do they mean for your business insurance? A loss run report is a document that summarizes the insurance losses of a policyholder. The insurance company compiles the report and usually sends it…
What You Need to Know About Work Comp Coverage for Remote Employees
You may be interested in hiring workers based in other states as business owners. Hiring in other states can be a great way to expand your business and reach new markets. However, you must be aware of those states’ workers’…
Can you explain the ‘your work’ exclusion on my general liability insurance policy?
You are familiar with the ‘your work’ exclusion if you’ve read your general liability policy. And if you’re like most people, you want to know more about how the ‘your work’ exclusion affects your insurance protection. Although the ‘your work’…
Three reasons why you should never allow your insurance policy to cancel!
Most insurance policyholders understand the importance of insurance protection at the time of a loss. Whether the loss is an auto accident, a structure fire, a theft, or even a lawsuit, people know that an in-force insurance policy may provide…
FAQ: Can you list all my insurance policies on one Certificate of Liability ACORD 25 form?
Can you list all my insurance policies on one Certificate of Liability ACORD 25 form? After posting my recent video titled “Learn How to Read an ACORD 25 (Certificate of Liability Insurance), many viewers reached out with great questions. Thank…