Embark on a journey through the intricate world of insurance with ‘Navigating Insurance,’ your ultimate guide to understanding and making the most of your insurance options. This category is designed to illuminate the path for individuals and businesses, demystifying everything from basic policy terms to advanced coverage strategies. Whether seeking to protect your family, secure your assets, or safeguard your business, ‘Navigating Insurance’ offers expert insights, tips, and advice to help you make informed decisions. Explore a wealth of articles catering to all levels of insurance knowledge, equipping you with the tools you need to navigate the insurance landscape confidently.
If you regularly use your truck in the conduct of your business or have purchased vehicles specifically for your business, then personal auto insurance is not the correct coverage. You’ll need to purchase commercial auto insurance (also known as business auto insurance).…
When you work in insurance, you quickly learn that every single word counts, especially when that word is inside an insurance policy document. That’s why it’s so important for business owners to understand the language they are likely to see…
Prior Works Exclusion Explained If you own a construction company, you already know how absolutely critical it is to have comprehensive general liability insurance. This insurance will protect your company in the event that any damages or injuries occur as…
Sunset Insurance Clauses Explained If you own a construction company, remodeling company or any other type of business with a higher-than-average risk of liability, it’s extremely important to know how long your general liability insurance policy covers any liability your company may…
When working on a new construction project, there are plenty of things to worry about, including cost overruns, meeting all state deadlines, finding high-quality sub-contractors, making sure all the equipment arrives on time and in good shape, etc… Unfortunately, you…
A situation: Let’s say that you have potential clients coming into your business to learn more about your company’s services. You and your team have spent weeks putting the finishing touches on a presentation, and you’re sure that you’ll blow…
If you or your employees regularly travel in rental cars as part of the job, or if your business rents trucks or other vehicles in order to provide a service, then it’s a very good idea to purchase hired auto liability…
As a small- or medium-sized business owner in California, your plate is full of responsibilities. Not only do you have to run your business and keep your customers happy, but you may also have to oversee employees, do your own…
What is a BOP? If you are a small to medium business owner, you may find that a BOP is right for you. A BOP, or Business Owners Policy, is an insurance package specifically designed to be an all-encompassing insurance product to suit your needs. Whether…
A new law makes it easier for you to determine whether you have an employee or an independent contractor on your hands. It’s called the “ABC Test,” and it’s used in many states. …
