Navigating Insurance

Embark on a journey through the intricate world of insurance with ‘Navigating Insurance,’ your ultimate guide to understanding and making the most of your insurance options. This category is designed to illuminate the path for individuals and businesses, demystifying everything from basic policy terms to advanced coverage strategies. Whether seeking to protect your family, secure your assets, or safeguard your business, ‘Navigating Insurance’ offers expert insights, tips, and advice to help you make informed decisions. Explore a wealth of articles catering to all levels of insurance knowledge, equipping you with the tools you need to navigate the insurance landscape confidently.

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Cyber Security Planning Guide

Does cybersecurity leave you scratching your head? Grab a cup of coffee and we’ll walk you through it. We promise our easy-to-navigate guide will answer all of your questions. First, it’s important to acknowledge that businesses of all sizes need…

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What’s Your Score? Cyber Risk Exposure Scorecard

Do your employees use their company-issued computers indefinitely without updating the password? Does your organization use cloud-based storage? If so, tune in! In recent years, cyber attacks have emerged as one of the most significant threats facing organizations of all…

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Implement a Cyber Incident Response Plan

Available to Customers that Subscribe to our MyWave Connect Portal All businesses should be concerned with data protection and plan for cyber attacks.  It’s a known fact that regardless of size, all companies are at risk of a data breach.…

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California Legislation Introduces New Data Breach Notification Law

Many states have embraced standards that businesses must follow to safeguard personal identifying information. Often these standards include ‘Data Security Breach Notification Requirements.’ In California, the California Attorney General’s Office implements these laws. It’s important to note that in February…

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OSHA INCREASES Civil Penalty Amounts for 2019

As if OSHA penalties weren’t already drastic, the Occupational Safety and Health Administration published a final rule on 1/23/2019 that increases maximum penalty amounts for 2019.  The numbers are staggering; for most violations, the new maximum penalty amount is $13,260. …

Free Training Materials for California Sexual Harassment Prevention

At Fusco & Orsini Insurance Services, we understand the importance of keeping your employees protected. Did you know California passed a new law in September requiring sexual harassment prevention training? The law, which requires all employers with 5 or more employees to…

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How To Conduct An Accident Investigation In The Workplace

Workplace accidents are a big liability to businesses. Not only is it a terrible tragedy whenever an employee is injured while performing their job, but it can also have big financial consequences for your company as well. Losing a valuable…

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Modern Day Insurance Underwriting and How it May Impact Your Company

Almost all companies utilize the Internet to promote their business. Online tools include customized websites, Facebook, Yelp and Twitter, among many others. For small businesses, the Internet provides valuable resources to improve visibility and credibility. However, although there are many positives associated with advertising online, there are also negatives. When…

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Why Do Employers Need Employee Practices Liability Insurance?

We all hear the common stories in the news and from friends and other business owners of employees suing their employers for a variety of reasons, including harassment, discrimination, sexual harassment, wrongful termination, etc… All too often, however, business owners…

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What Is Employee Practices Liability Insurance?

It’s unfortunate that discrimination, harassment, and wrongful termination claims are routinely made against companies large and small all across California and the nation. Even a single claim can cost a company significant time and money just to defend. Losing a…

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