

Embark on a journey through the intricate world of insurance with ‘Navigating Insurance,’ your ultimate guide to understanding and making the most of your insurance options. This category is designed to illuminate the path for individuals and businesses, demystifying everything from basic policy terms to advanced coverage strategies. Whether seeking to protect your family, secure your assets, or safeguard your business, ‘Navigating Insurance’ offers expert insights, tips, and advice to help you make informed decisions. Explore a wealth of articles catering to all levels of insurance knowledge, equipping you with the tools you need to navigate the insurance landscape confidently.
General Liability Insurance Explained in 10 Minutes The most common form of business insurance is the Commercial General Liability (CGL) policy. Although widely adopted as the ‘backbone’ of a company’s protection, CGL is often misunderstood. To understand why, watch the…
A business needs to purchase a business auto insurance policy for many reasons. Some of the reasons are self-explanatory, while others are not as obvious. In this video, I will explain three reasons to purchase a Business Auto Policy or…
A non-admitted insurance company is a company that is not licensed to do business in a particular state or jurisdiction. Non-admitted insurance companies operate outside of the state’s regulatory system, and policies issued by non-admitted insurance companies are not protected…
We get this question frequently, and the answer varies based on the policy. There are many reasons someone might need to add an additional insured (AI) to a policy; the cost and terms differ based on the situation. Let’s dive…
Previously, the Contractors State License Board (CSLB) only required C-39 roofing contractors with or without employees to carry workers’ comp insurance. As of January 1, 2023, this requirement changed to include the additional licensed contractors regardless of whether they have…
If you own a business, understanding insurance helps you best protect your company and its assets. Property and liability insurance are two types of insurance that protect against different business risks. Almost all the coverage you will need for your…
So you’ve recently purchased a business insurance policy and now have requests to complete an inspection. Although the request may come as a surprise, it is not uncommon for insurance companies to inspect after the placement of a policy. Let’s…
What is general liability insurance? Do you need general liability insurance if you are a small business? What does general liability insurance cover for contractors? Many small business owners ask these questions when trying to best understand how to protect…
Shopping for general liability business insurance that is affordable for your business can take time and effort. Where do you go? Who do you trust? What is general liability insurance? Isn’t that just worker’s compensation and business protection? These questions…
Whether you are a business employing several dozen employees or a company using temporary staffing, worker’s compensation insurance is a necessity. What Is Worker’s Compensation Insurance? Worker’s compensation insurance helps protect businesses and employees when an employee is hurt or…