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Address: 5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
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Phone: (858) 384-1506
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Email: hello@foagency.com
Insurance Products
Embark on a journey through the intricate world of insurance with ‘Navigating Insurance,’ your ultimate guide to understanding and making the most of your insurance options. This category is designed to illuminate the path for individuals and businesses, demystifying everything from basic policy terms to advanced coverage strategies. Whether seeking to protect your family, secure your assets, or safeguard your business, ‘Navigating Insurance’ offers expert insights, tips, and advice to help you make informed decisions. Explore a wealth of articles catering to all levels of insurance knowledge, equipping you with the tools you need to navigate the insurance landscape confidently.
Tips For General Contractors Navigating Gaps in Coverage
Construction can be a risky business! That’s why it’s important for contractors to obtain insurance coverage and also understand the parameters of their policy. Like most other insurance policies, Contractor’s Insurance does include some exclusions or limitations, so policy holders…
Common Email Phishing Scams to Warn Your Employees About
Phishing scams continue to be a widespread and growing threat in the digital world. It’s more important than ever to educate your employees about common email phishing scams to help protect your organization from potential security breaches and data loss. …
How to Reduce Claims for your Commercial Auto Insurance Policy
If you have a Commercial Auto Insurance Policy for your business, it’s important to understand how it works and how to keep your claims low. Commercial Auto Insurance is essential for any business that uses vehicles in their operations. A…
6 Steps to Starting Your Food Truck Business
Food truck culture has been on the rise for many years, especially in California’s greater Los Angeles area where there are approximately 4,000 food trucks. It is both an exciting and a relatively affordable way to enter the restaurant business,…
Commercial Property Insurance: Basic, Broad, and Special Forms
Commercial property insurance is a vital component of a comprehensive risk management plan for businesses of all sizes. This insurance coverage protects businesses from the financial losses of property damage or loss. However, there are different commercial property insurance policies,…
Five business insurance myths that are not true.
I work daily to assist businesses with their insurance and risk management needs. And each day, I take notice of the myths that exist and circulate in the business insurance industry. Clients and prospects seem confused about similar topics, which…
Your Guide to Survive a Ransomware Attack!
Ransomware is any malicious software—also called malware—that infects a victim’s device or server and prevents the technology from working as it should or blocks access to specific data (e.g., confidential files or sensitive information) stored on such technology until the…
General Liability Insurance Explained in 10 Minutes
General Liability Insurance Explained in 10 Minutes The most common form of business insurance is the Commercial General Liability (CGL) policy. Although widely adopted as the ‘backbone’ of a company’s protection, CGL is often misunderstood. To understand why, watch the…
Does my business need a business auto insurance policy (BAP)?
A business needs to purchase a business auto insurance policy for many reasons. Some of the reasons are self-explanatory, while others are not as obvious. In this video, I will explain three reasons to purchase a Business Auto Policy or…
What does it mean when an insurance company is “non-admitted?”
A non-admitted insurance company is a company that is not licensed to do business in a particular state or jurisdiction. Non-admitted insurance companies operate outside of the state’s regulatory system, and policies issued by non-admitted insurance companies are not protected…